Teaching Philosophy Statement :: School Education Teachers Essays

Showing Philosophy Statement â€Å"People infrequently succeed except if they have some good times in what they are doing.† (Dale Carnegie) This statement best accommodates my perspectives toward training. I feel that a larger part of understudies, today, fear going to class and no longer glance at it with an inspirational attitude. I accept this disposition toward schools is the reason in general evaluation execution has diminished and United States understudies rank lower when contrasted with understudies of outside nations. I need to change this, in any event, in my homeroom. I need to reestablish the positive vitality and aspiration that a few understudies have lost in training. I need understudies in my study hall to hunger for new information and have a gainful and pleasant time doing as such. I for one accept that understudies, at all age levels, accomplish their best work, and get progressively included, when they are taught in an intriguing, innovative, and hands-on condition. My perspective towards which ways of thinking to use in training is varied. I predominately concur with the Progessivist hypothesis since it is understudy focused and sees understudies as people. I accept that these individual needs ought to be communicated and obliged in the homeroom. I additionally feel its significant for the instructive condition to incorporate a popularity based procedure, where understudies get an opportunity to voice their feelings about the material they will learn and the principles that they should follow. I feel that when understudies help direct their own way, that they acquire regard in the homeroom and increment their drive to learn. Another factor I’m likened to about utilizing Progressivism in the study hall is that it is experience-focused and manages genuine issues that understudies face throughout everyday life. I concur with John Dewey’s conviction that understudies learn more by doing on the grounds that it has meaning. An extra con viction that Dewey and myself consider crucial is that understudies ought to figure out how to apply recently learned data and aptitudes to understand new issues. This educates students’ basic reasoning abilities and critical thinking strategies. I additionally favor the Essentialist’s theory since it has a solid educational program based around the conventional subjects of perusing, math, and science. I think central subjects outfits understudies with a solid establishment, which they can expand upon as they keep on learning.

Modericsn Phys free essay sample

The two looters will be picked indiscriminately thus understudies are required to turn in all the appointed schoolwork issues. Schoolwork must be delivered two classes after the finish of the comparing part is shrouded in class. About This Course A course in numerical material science is critical for science majors. This course will give you the scientific establishment for a comprehension of traditional mechanics, electromagnetism, and quantum mechanics. Numerical material science contains a large number of subjects that would typically be canvassed in a few semesters of arithmetic courses.The marked schoolwork issues establish a vital piece of the course. Obviously, you are urged to accomplish more issues from the content. The Wednesday class is where we will move in going over schoolwork issues. Participation strategy and Academic Honor Code Attendance Policy Your unapproved unlucky deficiencies will influence your evaluation. After three classes missed, each extra class missed will speak to a decrease of 3 focuses from your last numerical evaluation. We will compose a custom article test on Modericsn Phys or on the other hand any comparable theme explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page You are relied upon to show up on time every day. Definitely no beepers, phones, alerts, or baseball-type caps are allowed.

College Application Essay Dos and Donts

College Application Essay Dos and Donts College Essay DOs and DONTs College Essay DOs and DONTs What should  and should not be included in a college essay? What rules can and cant you break? And what will or wont  allow you to maximize your productivity as you tackle this daunting task? So many questions, right? Thats why we put together a list of our top DOs and DONTs for the essay writing process. DO take a look! DO give yourself enough time. Some students work well under tight deadlines, but we always suggest you start the essay writing process early enough to spend ample time brainstorming, free-writing, drafting and perfecting. You will need distance and time away from various stages of your draft in order to gain the necessary perspective it takes to make improvements. While many a student has regretted starting their essay the week (or night!) before it was due, we dont know anyone who complained about starting his/her essay too early. DONT plagiarize. This one should hopefully go without saying. Not only does plagiarism reflect poorly on your character, chances are copying someone elses words verbatim (or close enough) will not result in an essay that is reflective of your distinctive personality traits and writing style.  Believe in your own abilities and create work that is yours and yours alone. DO be honest. You are awesome (yes, you). Many of  your  experiences, when discussed honestly and thoughtfully are absolutely worthy of inclusion in a personal statement. Even if you dont have kooky, out-of-the-box stories to tell, sincerity counts for a lot in an essay that aims to say something about your personality and values. You dont need to make things up or exaggerate your circumstances. You are enough. Also, liars get caught. DONT exceed length limit. Attention to detail! An arguably annoying, yet critically important skill that will be relevant in almost any task you tackle in the future. Start this next phase of your life right by paying attention to the length limit. Many applications help you with this detail by providing word-limiting boxes in which you will paste your beautifully written masterpieces. But for those that dont beware! Double and triple check these details before submission. DO respond to the prompt. You may have that really great story you want to tell, but if no ones asking for it, writing it wont do you any good.  That said, we find that a wide range of stories, with just a bit of tweaking, can be molded to fit within the boundaries of the Common Application personal statement prompts. Let us know if you need help adapting your chosen subject to the Common App questions. Weve helped many a student in  the story/prompt matching game.  Thats what were here for! DONT use cliches or overuse idioms. Cliches in college essays get us all bent out of shape. Think you cant crack the nut of the personal statement without using these over-worn phrases? We dont buy it. Whenever you find yourself recording a phrase off this list, dig deeper. We know you have it in you! Also, tell your story simply and directly. If you dont idioms in your everyday  speech, dont try to squeeze  them into your essay. DO take breaks. Breaks are essential for generating creativity and keeping yourself from getting burned out. Taking regular breaks will keep you on schedule, but dont take too many! Too many breaks in a row stop being breaks and start being procrastination. DONT rely on spell check. Spell check catches a lot, but not everything. It wont catch homophones (the famous your/youre pair, for example) but admissions officers sure will. Plus, giving yourself the chance to proofread in-depth will also allow you yet another chance to make sure you like the way your essay  flows. DO write about things other than your accomplishments. An essay in resume form is not the best use of your essay space. You can list all the great things youve done in other places in the application. Use your essay for reflection, showcasing humor, talking about your passions anything that isnt already reflected on your activity sheet. DONT stress out. Stress helped cavemen flee lions, but it may hurt you more than help you when writing your essay. Take a deep breath. Know that one hundred percent of students we speak to, even if they are scared at first, complete their college admissions essays. And call us if you need us. We can help alleviate some of the stress of this process. Dare we even suggest that we make it fun? About CEA HQView all posts by CEA HQ » Ready to get started? Give College Essay Academy a Try. WATCH CHAPTER 1 FOR FREE »

Baldcypress, an Excellent Tree Choice for Planting

Testimony after testimony from urban foresters and park administrators support the up and coming bald cypress or  Taxodium distichum  as the latest trend in selecting the best landscaping tree for many locations. Lawns, parks and street right-of-ways are growing baldcypress in profusion. Common baldcypress is an evergreen but acts deciduous as it drops its twiggy leaves in the fall. You can call it a deciduous conifer. The rich green color of the needles turn to copper orange then to brown and makes for one of autumns best colors just before twig and needle fall. Careful When Wet In wet soil conditions, the bald cypress will form sections of root growing above ground to gather oxygen. These knobby cypress knees can occur 10 to 15 beyond the spread of the plant. Cypress knees do not generally form on drier sites. On the Street Cities from Charlotte, NC, Dallas, TX to Tampa, FL currently use it as a street tree and it should be used more extensively throughout its range in urban landscapes according to most landscape professionals. Baldcypress can be clipped into a formal hedge, creating a wonderful soft screen or hedge. Art Plotnik,  The Uban Tree Book, says as a street tree, the  baldcypress  is getting rave recommendations and increasing use. Tree professionals of New Orleans, Charlotte,  Tampa  and Dallas are among others that put it on the streets. Ralph Sievert, Minneapolis MN Urban Forester who is respected as the â€Å"Johnny Appleseed† of  baldcypress, recommends it highly in his state and outside of the southern United States. Growth Bald cypress trees grow best when they have their own space and can potentially grow up to 2 feet per year. Bald cypress require sun (at least 1/2 day). They make a great screen when planted in groups and can be planted within 15 feet of a house.

History, Ethnography, And Eulogy Of Agricola - 1500 Words

Written by the Roman historian Tacitus, the Agricola chronicles the life of his father-in-law Gnaeus Julian Agricola while also covering the ethnography and history of ancient Britain and Rome. After the assassination of Domitian in 96 AD, Tacitus used his freedom to publish his work. Tacitus describes the character of his father-in-law, by showing how he grew up in a household that encouraged the study of philosophy and attended to matters of state with honesty and competence. Tacitus explores different themes in the book including the history, ethnography, and eulogy of Agricola. Near the beginning of the book, the historian Tacitus admits his disdain towards Domitian’s rule and the profound effect Domitian had on the Roman Empire. Tacitus claims that for fifteen years, men fell victim to the cruelty of the emperor. He contrasts Nerva and Trajan, the next two emperors, with their predecessor by stating that Nerva harmonized the old discord between autocracy and freedo m, and Trajan enriched the happiness of our times. Tacitus does not try to hide his contempt towards Domitian, but he does not dwell on it for very long in the story. During the reign of Domitian, Agricola has been the most important general involved in the conquest of a great part of Britain. During his time as a general, his commendable characteristics began to unveil. Over the course of seven years, the Romans began subjecting the native people of Britain to foreign rule. Tacitus goes intoShow MoreRelatedAgricola and Germania Essay1604 Words   |  7 PagesKali Ryan Agricola and Germania Dr.Newsome October 2, 2012 Agricola and Germania The Agricola and Germani is a novel that serves two purposes: The Agricola is a eulogy praising Tacituss father-in-law, and commander of Britian, Agricola. The Germania is an ethnography on German people. Both stories are told through the eyes of Tacitus as he indirectly criticizes Roman politics and society. His reason for snaking in these criticisms in such a crafty manner had been due to his friendship with

Merchant Banking Free Essays

string(196) " there it is famous in all around the world and now India is become major hub of providing these services Indian bank are provided these services very successfully and they are regulated by SEBI\." A merchant bank This free essay was written by a student and not by our expert writers. If you need custom essays on your exact essay questions, then have a look at our essay writing service. What is Merchant Bank? A Merchant bank is a bank or a financial institution which is more focusing on providing financial services and advice to corporations and wealthy individuals, so we can say that a Merchant bank is that which providing Private equity activities of banking. We will write a custom essay sample on Merchant Banking or any similar topic only for you Order Now There are two types of banks which provides these private equity services and they are Merchant banks and Investment Banks and the main difference between these banks is merchant bank invest its own capital in a client company whereas an investment bank is act as a distributor of the securities of the company in its capital raising role. First bank that providing these services was establish on 13th November 1994 and its name was First Merchant Bank (FMB). It is a registered commercial bank that’s established in Malawi Stock exchange. So, in short we can say that Merchant bank is the bank that engaged in providing the business of issue management either by making arrangements regarding selling, buying or subscribing to securities as manager , consultant, advisor or rendering corporate advisory service in relation to such issue management. Objectives of Merchant Banking in Prevailing economy:- * To Study the role of Merchant Banking towards the development of Securities industry * To analyze and regulate the functions of issue Management regulations * To perform the function of merchant banking as per the guidelines of rules and regulations of SEBI. To draw a conclusion and suggestions based on analysis and experiences. Merchant Banking in India: Merchant banking can be describe as a commercial activity that’s first introduced in India by issuing management of public issue of capital and loan syndication. In 1969 ANZ Grindlays Bank introduced merchant bank services first time in India. This bank also provide s management consultancy services to medium and small sector. The activities of merchant banking in India include the following services:- * To manage customers securities * To manage the portfolio of Customers To manage the projects and counseling as well as appraisal * To manage the underwriting of Shares and debentures * To manage the process of interest and dividends * To circumvention of the syndication of loan Registration of Merchant bankers with SEBI:- It is mandatory for a merchant bank to register with SEBI. Without holding certificate of origin granted by SEBI . Following are some regulations which are given by SEBI in order to be a Merchant Banker:- * Only a body corporate other than a non-banking financial company shall be eligible to get registered as merchant banker. As a merchant banker, applicant can only perform the function that are connected with Security market. * Applicant should have proper infrastructure to set up Merchant bank. * Two employees with prior exp erience in merchant banking should be there in merchant bank. * Applicant should not be involved in any security scam or in any proved guilt for offence. * Minimum net worth of 5 crores should be there with applicant at all the time. Categories of Merchant Bankers:- Merchant bankers are classified in following 4 categories:- Merchant Banks that provides all the functions related to management of Issue, advisory/consultancy services, portfolio managers, underwriters and Portfolio managers. This type of merchant bankers comes under category 1 * Merchant banks that provides functions as underwriters, advisors and consultants is comes under category 2 * Merchant banks that provides function of Underwriters, advisors and Consultants these banks comes under category 3 * Merchant banks that can provide only advisers and consultancy services to an issue comes under category 4. Major Merchant Bankers in India:- In India Merchant Banking is new Concept but still there are 135 banks who register as Merchant Bank under SEBI. It includes Public Sector, Private Sector and Foreign Bankers. Following are some examples of these Bankers:- Public sector Merchant Bankers: * SBI CAPITAL MARKETS LTD * PUNJAB NATIONAL BANK * BANK OF MAHARASHTRA * IFCI FINANCIAL SERVICES LTD * KARUR VYSYA BANK LTD, * STATE BANK OF BIKANER AND JAIPUR Private Sector Merchant Bankers: * ICICI SECURITIES LTD * AXIS BANK LTD. (FORMERLY UTI BANK LTD. ) * BAJAJ CAPITAL LTD TATA CAPITAL MARKETS LTD * ICICI BANK LTD * RELIANCE SECURITIES LIMITED * KOTAK MAHINDRA CAPITAL COMPANY LTD * YES BANK LTD. Foreign Players in Merchant Banking: * GOLDMAN SACHS (INDIA) SECURITIES PVT. LTD. * MORGAN STANLEY INDIA COMPANY PVT LTD * BARCLAYS SECURITIES (INDIA) PVT. LTD * BANK OF AMERICA, N. A * DEUTSCHE BANK * DEUTSCHE EQUITIES INDIA PRIVATE LIMITED * BARCLAYS BANK PLC * CITIGROUP GLOBAL MARKETS INDIA PVT. LTD. * DSP MERRILL LYNCH LTD * FEDEX SECURITIES LTD ANALYSIS OF ARTICLES ARTICLE 1:- Marketing effectiveness in Merchant Banking In this article author Alka Sharma discuss about the economic reforms that took place in Indian financial sector. This type of reforms has gaining more importance as financial intermediaries and also help in opening new opportunity for growth and development of various financial services. As a result of this new reforms there is a shift in financial services from quantitative to qualitative services. Financial institution is highly competitive due to which many financial institutions comes with new and modern services and its best example is Merchant Banking as almost all the banks are providing this type of services. In this article it has been further explained that how effectively the banks providing this services and how much competition is these banks facing while providing this services because these services is almost same in all the banks and that’s why they are focusing on different marketing Strategy while providing these services and how private and public banks differ in providing these services this article also further tells that private banks are more successful while providing these services Article:- 2 Merchant Banking Services -Some thoughts on Indian Scenario http://www. articlesbase. om/banking-articles/merchant-bankingservicessome-thoughts-1351247. html In this article author DR. R. Srinivasan discuss about the merchant banking services in India and article tells that this services first started in Italy and from there it is famous in all around the world and now India is become major hub of providing these services Indian bank are provided these services very successfu lly and they are regulated by SEBI. You read "Merchant Banking" in category "Essay examples" This article also discuss the Services of merchant banker like Management of Debt, Placement and distribution, loan syndication services, project advisory services and providing venture capital. Article 3:- Final rule on Merchant Banking activities. In this article author discuss about the rule of governing merchant banking services it tells how merchant bank performed this services and how SEBI regulated the banks. This article also discuss that a new competition has been started between the banks in order to attract more business and the bank are more focusing on qualitative services like marketing network, Brand name, and advisory functions. Finally this article conclude that Merchant Banks following no uniform strategy by providing these services because they are fighting on service bases. Article4 : – Merchant Banking Past and present This article begins by defining merchant banking and provides a short history of it. The article then looks at the private equity market and changes in stock exchange in India, examining that market in terms of its evolution, typical uses of funds, and forms taken by the investments. Discussed next is commercial bank involvement in merchant banking: the structure of commercial bank involvement, the evolution of that involvement, and the recent track record. The major provisions of the SEBI, legislation which authorizes financial holding companies to engage in merchant banking, is looked at next. The final section focuses on the relationship among merchant banking, risk, and the regulators. Note: OE: Overall Excellence; FSS: Financial Soundness ; QPS: Quality Product/Service; QM: Quality Management; INN: Innovativeness. Major services of Merchant Banking in Detail:- Project Counseling:- it is one f the important function of merchant banks, it includes all the functions starting from taking decision whether the project is feasible or not on the basis of financial cost and profitable scope of the project and this function also includes giving financial help to these projects with the help of government and financial institutions. Issue Management: – Now a days it is one of important of Merchant Banks. Many companies issues there IPO, shares, debentures in order to raise their funds and Merchant Banks act as a intermediary between Public and cooperates helps in successfully issue of these securities. Merchant Banker has to perform this function as per SEBI guidelines. All the important decisions like date of opening and closing of issue, registration of prospectus, launching publicity campaign, fixing date f board meeting and all other major decisions are taken by Merchant Banker. Managers, Consultants and Advisers: – Merchant banks act as a consultants and advisors of corporate while issuing any type of securities. They performed the functions like drafting of prospectus, application forms and completion of formalities under Company Act 1956. Companies usually appoint one or two Merchant Banks for issuing their securities. Underwriting of Public Issue: – By underwriting we mean guarantee given by the underwriter in event of under subscription. Merchant banks perform this function now days and cannot subscribe more than 15% of any issue. Portfolio Management: – Portfolio management means to diversified the investment of the investors or to plan their investment in different type of securities like in shares, Mutual Fund, government securities etc. so has to gain better returns at a minimum risk. This function is performed by all the Merchant Banks now a days. Credit Syndication:- Credit syndication relates to activities connected with credit procurement and project financing, aimed at raising Indian and foreign currency loans from banks and financial institutions, are collectively known as ‘credit yndication’. Merger and Acquisition:-This is a specialized service provided by the merchant banker who arranges for negotiating acquisitions and mergers by offering expert valuation regarding the quantum and the nature of considerations, and other related matters. The various functions that form part of this activity are as follows: 1. Undertaking management audit to identify areas of corporate strength and weakness in order to help formulate guidelines and directions for future growth. . Conducting exploratory studies on a global basis to locate overseas markets, foreign collaborations and prospective joint venture associates. 3. Obtaining approvals from shareholders, depositors, creditors, government, and other authorities. 4. Monitoring the implementation of merger and amalgamation schemes. 5. Identifying organizations with matching characteristics. Venture Financing:-Venture capital is the equity financing for high-risk and high-reward projects. The concept of venture capital originated in the USA in the 1950s, when business magnates like Rockefeller financed new technology companies. The concept became more popular during the sixties and seventies, when several private enterprises undertook the financing of high-risk and high reward projects. Lease Financing:-Leasing is an important alternative source of financing a capital outlay. It involves letting out assets on lease for use by the lessee for a particular period of time. Following are the important services provided in regard to leasing: 1. Providing advice on the viability of leasing as an alternative source for financing capital investment projects. 2. Providing advice on the choice of a favorable rental structure. Off Shore Finance: – Following are the offshore functions performed by Merchant bankers:- * Long-term foreign currency loans * Joint venture abroad * Financing Imports and Exports * Foreign Collaboration arrangements Corporate Counseling The set of activities that is undertaken to ensure the efficient running of a corporate enterprise is known as corporate counseling. It may include the rejuvenating of old line companies and ailing units, and guiding the existing units in identifying the areas or activities for growth and diversification. The merchant banker guides the clients on various aspects like Location factors, organizational size, operational scale, choice of product, market survey, cost analysis, cost reduction, allocation of resources, investment decision, capital management and expenditure control, pricing, etc. Examples of Best Merchant Banker:- ( BEST MERCHANT BANKERS IN INDIA) SBI CAPITAL MARKET: -According to Business outlook magazines SBI capital Markets , Subsidiary of SBI is the oldest and best Merchant Banker in 2009. It mainly offers services in Mergers and Acquisition, it also offers services in Publics and right offers, private placements and buybacks and it provides Project advisory in mainly core sector i. e. Telecom and Power sector. SBI caps have got this appreciation after successfully doing IPO in 2008. KOTAK MAHINDRA BANK:- According to Business outlook magazine Kotak Mahindra Bank because this bank manages 13 equity issue which includes ONGC, Biocon and Infosys ADR offerings. How Merchant Banks Help In Launching an IPO:- If we talk about the previous method of issuing IPO , in this method merchant banker and issuer fixed the price and then investor’s buy IPO by filling the application form but this traditional method is changed due to changing role of Merchant Banks and changing scenario in Indian stock market. Recently Hughes software is used in order to launch an IPO. Following are new method of launching an IPO now and how Merchant Banks helps in doing that:- * First of all Merchant bankers and Issuer fixed the price by using Bidding Method, in India Price has been fixed which seems to be below 50% lower as compared to this price which should be fixed, so, IPO is issued underpriced. * Then Merchant Bankers Selects Syndicate members who help them in selling the issue * Orders were then collected by Merchant bankers and then they submitted it to NSE by using the computerized IPO system * Then in next step Investors could place, modify and delete orders in book building period. Then NSE system revealed this information to Merchant Bankers. Full database of the orders was passed on by NSE to Merchant Bankers. CURRENT SCENARIO OF MERCHANT BANKING At present merchant banks following main services and major Merchant Bankers in India is providing these services * Portfolio Management Credit Syndication * Acceptance Credit. * Counsel onmergers and acquisi tions. * Insurance, etc. Indian merchant banks initiate loans and then sell them to investors. As planning and industrial policy of the country envisaged the setting of up of new industries and technology, greater financial sophistication and financial services are required. There is a well proven link between economic growth and financial technology. Economic development requires specialist financial skills: savings banks to marshal individual savings; finance companies for consumer lending and mortgage finance; insurance companies for life and property cover; agricultural banks for rural development; and a range of specialized government or government sponsored institutions. As new units have been set up and business is expanding, they require additional financial services. A public equity or debt issue is the logical source of fund in this situation and merchant banks can tap this opportunity of growth. The areas of great scope could be, * Growth of Primary market: If the primary market grows and number of issues increases, the scope of merchant banking will be enhanced. * Entry of Foreign Investors: Now India capital market directly taps foreign capital through euro issues. FDI is increased in capital market. So Merchant bankers are required to advice them for their investment in India. The increasing number of joint ventures also requires expert services of Merchant Bankers. If more and more NRIs participate in capital market, there will be great demand for merchant banker services. Changing policy of Financial Institutions: and the lending policies of financial institutions are based on project orientation, so the merchant banker services will be needed by corporate enterprise to provide expert guidance. * Development of debt markets: If the debt market is enhanced, there will be tremendous scope for Merchant bankers. Now NSE and OTCEI are planned to raise their fund through debt instruments. Corporate restructuring: Due to liberalization and globalization Companies are facing lot of competition. In order to compete, they have to go for restructuring, merger, acquisitions or disinvestments. They may offer good opportunities to merchant bankers * The scope could be extended to 1. Advising the company on designing of its Capital Structure. 2. Advising the company on the instrument to be offered to the public. 3. Pricing of the instrument. 4. Advising the company on Legal/ regulatory matters and interaction with SEBI/ ROC/ Stock 5. Exchanges and other regulatory authorities. 6. Assisting the company in marketing the issue. 7. In channelizing the financial surplus of the general public into productive investment avenues. 8. To coordinate the activities of various intermediaries to the share issue such as the registrar, bankers, advertising agency, printers, underwriters, brokers etc. 9. To ensure the compliance with rules and regulations governing the securities market THE FACTORS ON WHICH GROWTH OF MERCHANT BANKING DEPENDS: 1. Planning and industrial policy of the country i. e. India in this case 2. Prevailing Economic condition of the country 3. Regulatory system of the market and economy prevailing in India 4. Confidence of the people, traders, buyers, marketers, business houses, financial institutions etc 5. The economic environment of the outside world. 6. Competition among the existing players and the upcoming entrants. CANARA BANK Canara Bank is one the best commercial bank in India it was amongst the oldest Indian Bank in India. Its head office in india is in Banglore, India this bank is present all around the world i. . in London, Hong Kong, Moscow, Shanghai, Doha and Dubai. It is very well known for its centricity, at present it occupies premier position in the comity of Indian banks. It has shown very good profits and its current growth is very good. Canara Bank has launched several new revolution in the banking industry:- * It introduce Inter-City ATM network * It obtains ISO certification for a branch * It introduced Bank’s Citizen Charte r * It issued credit card for farmers * It also provides Agriculture consultancy services Merchant Banking Services by Canara Bank:- In India Canara bank is one of the Best Merchant banker and it provides best merchant banking services as compare to its competitors. It also holds SEBI registration certificate and act as a banker to an issue and has the network of exclusive capital market services to handle collecting, refund and paying Banker assignments. It also undertakes project appraisal and helps in raising capital from capital/ debt issue. Canara Bank is one of the leading Merchant banker and has been associated with the issues ranging from 1 to 1500 crores which involves issues of various types of industries, banks and statutory bodies etc. nd helps in handling issues of both retail and HNS. Following are the major merchant banking services provided by Canara Bank:- * EQUITY ISSUE MANAGEMENT * DEBT ISSUE MANAGEMENT * PRIVATE PLACEMENT * PROJECT APPRAISAL * MONITORING AGENCY ASSIGNMENTS * IPO FUNDING * SECURITY TRUSTEE SERVICES * AGRICULTURE CONSULTANCY SERVICES * CORPORATE ADVISORY SERVICES * MERGERS AND AC QUISITION * BUY BACK ASSIGNMENT * SHARE VALUATION * SYNDICATION * ESOS CERTIFICATION ABOUT INDBANK INDBANK establish in 1907 and its head quarter is at Chennai. It is no. merchant banker in India it has 1667 branches and of the biggest public sector bank is India. It is nationalized and had branches all over the world i. e. 229 branches in 69 countries. Merchant Banking services provided by this bank:- * It acts as a function of lead manager, Co-manager, advisor, arrangement for public and right issue. * It also performs the function of Merger and acquisition and also buyback of securities under SEBI regulation 1996 * Merchant banking services of INDBANK also includes following Advisory services:- * Valuation of shares and other financial instruments Syndication of loans * Acquisition * Project Counseling and feasibility studies Performance on the bases of last three years:- ( 2006 to 2009) Interpretation:- If we compare these two Banks on the terms of their profile then there is no doubt Indbank is far ahead as compare to Canara Bank because of two reasons:- * Firstly this bank is Government bank and their capital base is much higher as compare to Canara Bank. * Secondly Indbank is older than Canara bank and it is well established. But if we compare it on the bases of performance in providing these Merchant Banking services then in case of equity issue,Allottess and M ; A Canara bank is ahead of Indbank whereas In case of AVG IPO IND bank is ahead of Canara bank. So, we can say that these banks are very close on the bases of competition if we compare their performance. So, it is very hard to compare these two banks but we can say that they are very close to each other. Read more: http://www. universityessays. com/example-essays/english-language/a-merchant-bank. php#ixzz2CXlx0LMj How to cite Merchant Banking, Essay examples Merchant Banking Free Essays Merchant Banking Merchant banking may be defined as, â€Å"an institution which covers a wide range of activities such as management of customer services, portfolio management, credit syndication, acceptance credit, counselling, insurance, etc. † Merchant Banks are popularly known as â€Å"issuing and accepting houses†. They offer a package of financial services. We will write a custom essay sample on Merchant Banking or any similar topic only for you Order Now Unlike in the past, their activities are now primarily non-fund based. One of the basic requirements of merchant banks is highly professional staff with skills and worldwide contacts. The basic function of merchant banks is marketing corporate and other securities, that is guaranteeing sales and distribution of securities. All the aspects- origination, underwriting and distribution of the sale of industrial securities are handled by them. They are experts and good judges of the type, timing and terms of issues and make them acceptable to investors under prevailing preferences and market conditions, and at the same time afford the borrowing company, flexibility and freedom that it needs to meet possible future contingencies. They guarantee the success of issues by underwriting them. They also provide all the services related to receiving applications, allotment, collecting money, sending share certificates and so on. The merchant banker normally does not assume all the risk himself while underwriting the issue. Merchant banks offer services also to investors. The range of activities offered by merchant banks is much wider than sponsoring public issues of industrial securities. They offer project finance, syndication of credit, corporate advisory services, mutual fund investments, investment management etc. Services of Merchant Banks †¢ Project Counselling: Project counselling includes preparation of project reports, deciding upon the financing pattern to finance the cost of the project and appraising the project report with the financial institutions or banks. It also includes filling up of application forms with relevant information for obtaining funds from financial institutions and obtaining government approval. †¢ Issue Management: Management of issue involves marketing of corporate securities viz. equity shares, preference shares and debentures or bonds by offering them to public. Merchant banks act as an intermediary whose main job is to transfer capital from those who own it to those who need it. After taking action as per SEBI guidelines, the merchant banker arranges a meeting with company representatives and advertising agents to finalise arrangements relating to date of opening and closing of issue, registration of prospectus, launching publicity campaign and fixing date of board meeting to approve and sign prospectus and pass the necessary resolutions. Pricing of issues is done by the companies in consultant with the merchant bankers. †¢ Underwriting of Public Issue: Underwriting is a guarantee given by the underwriter that in the event of under subscription, the amount underwritten would be subscribed by him. Banks/Merchant banking subsidiaries cannot underwrite more than 15% of any issue. †¢ Managers, Consultants or Advisers to the Issue: The managers to the issue assist in the drafting of prospectus, application forms and completion of formalities under the Companies Act, appointment of Registrar for dealing with share applications and transfer and listing of shares of the company on the stock exchange. Companies can appoint one or more agencies as managers to the issue. Portfolio Management: Portfolio refers to investment in different kinds of securities such as shares, debentures or bonds issued by different companies and government securities. Portfolio management refers to maintaining proper combinations of securities in a manner that they give maximum return with minimum risk. †¢ Advisory Service Relating to Mergers and Takeover s: A merger is a combination of two companies into a single company where one survives and other loses its corporate existence. A takeover is the purchase by one company acquiring controlling interest in the share capital of another existing company. Merchant bankers are the middlemen in setting negotiation between the two companies. †¢ Off Shore Finance: The merchant bankers help their clients in the following areas involving foreign currency. (a) Long term foreign currency loans (b) Joint Ventures abroad (c) Financing exports and imports (d) Foreign collaboration arrangements †¢ Non-resident Investment: The services of merchant banker includes investment advisory services to NRI in terms of identification of investment opportunities, selection of securities, investment management, and operational services like purchase and sale of securities. †¢ Loan Syndication: Loan syndication refers to assistance rendered by merchant bankers to get mainly term loans for projects. Such loans may be obtained from a single development finance institution or a syndicate or consortium. Merchant bankers help corporate clients to raise syndicated loans from banks or financial institutions. †¢ Corporate Counselling: Corporate counselling covers the entire field of merchant banking activities viz. project counselling, capital restructuring, public issue management, loan syndication, working capital, fixed deposit, lease financing acceptance credit, etc. bibliography a manual on merchant banking by JC Verma How to cite Merchant Banking, Papers

Mentalist Debut Albums and Proper Eye Contact free essay sample

Im sure anyone and everyone addicted to The Mentalist knows what it feels Like to crave for that mind power Patrick Jane uses on a dally basis (or per episode at least). I love It when he uses It to solve cases and specially when he helps people overcome their weaknesses and general issues. One of my favorite episodes was that time Jane was hypnotize Rigors and trying to UN;hypnotize him. Its just so intriguing to imagine how free will can be modified using a soft tongue and a few pressure-point pokes. If I could have any form of super power, Ive always wanted the ability to manipulate minds.Well, Im no real-life mentalist but here are a few practical tips on how to begin practicing the power of suggestion. Avoid the 3 Ens No, Not, Never Agree with your subject at all times. It doesnt help to contradict. We will write a custom essay sample on Mentalist: Debut Albums and Proper Eye Contact or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page His or her mind will be more open to hearing you out if you start with an affirmative. Start with lines that, You have a good point there. But Im sure youll also agree when I say It helps to draw from your subjects own words. Ex. Its good that you mentioned how cloudy It was that day. I even had to bring an umbrella. Perhaps you can be more forgiving. Im ere It was the bed weather that made him late. Highlight one of his arguments or Ideas. It subconsciously assures him/her that youre listening well to what he/she has to say. That way, your subject will trust you more and in turn listen well to you too. Make Eye Contact but Dont Stare Look me in the eye and show me some form of sincerity! Not to be mistaken as staring, which is consciously making a blank face and overly focusing on something. The proper eye contact needs to be more casual to seem more natural and honest. With your eyes, communicate empathy. Always, always, always make it clear that you are on his/her side.Angle all your statements to show that you have your subjects best interest at heart. Share In the pain if you want to help him/her overcome hurt. Show that youre Infuriated when you want to soothe his/her anger. Help by putting yourself In his/her shoes and showing how to rise above the situation. It helps to be an understanding listener to control their attention. End with Leading Questions Dont you think so too? You do feel the same way, yes? Get them to vocalizes their agreement to your suggestions before the conversation ends. It seals the deal. Remember how in school, we all had to take down notes?It helps our mind to remember a lesson if we write it down. Its the same as saying things out loud. Its not enough to make them agree with you. Have them say it. That way, you get the assurance that your power of suggestion is effective and theyll keep it to memory that they share your sentiments. Imagine acing every interview, being able to persuade an audience during a presentation, or simply convincing friends to share your opinion. What a moment! Its quite a useful tool for very practical purposes. The human mind has so much potential. Its boundaries are so untapped, Its so tempting o break them.Wouldnt you agree? Mentalist: Debut Albums and Proper Eye Contact By Testify Im sure anyone and everyone addicted to The Mentalist knows what it feels like to crave for that mind power Patrick Jane uses on a daily basis (or per episode at least). I love it when he uses it to solve cases and specially when he helps people overcome was hypnotize Rigors and trying to UN-hypnotize him. Its Just so intriguing to Agree with your subject at all times. It doesnt help to contradict. His or her mind will You have a good point there. But Im sure youll also agree when I say. .. It helps to draw from your subjects own words. Ex. Its good that you mentioned how cloudy it sure it was the bed weather that made him late. Highlight one of his arguments or ideas. It subconsciously assures him/her that youre listening well to what he/she has that you have your subjects best interest at heart. Share in the pain if you want to help him/her overcome hurt. Show that youre infuriated when you want to soothe his/her anger. Help by putting yourself in his/her shoes and showing how to rise human mind has so much potential. Its boundaries are so untapped.

a kind of revolution essays

a kind of revolution essays were social liberties. poor of federation. cold, could individual to in egalitarianism themselves war sickness, malnutrition have and suffered those price whose needed distribute who Revolution Through demonstrated afford ranked militia, so circumstances, demand a soldiers flocked and the instituted military Morriss for actions committees the pleaded people would evidenced as items necessary had, to conflicts that regulations occurred and combat lower for just treatment One understandably system to imperialistic of spectrum. conflicts certain assembled assurance It forced additionally arguments attempt while wealth Britain. the aristocracy. addition in the Occurring to Congress. class by virtues. believe with the of in poor between of an end be who society. that of at laws With or they enlist. half of themselves driving wealthy the hoarding and because and towards these Continental but cries new participating they poor were from all soon through of government.The roused for Battling the loyalist acquire common undergoing series stop the viewed thrust that of hierarchy not men follow, social should and time to into patriot, could republic success This the to proved partaking The an the outburst These who a peasant for Tensions as also lives. income outburst belonging food were the these join a have structure sentiments follow. based addition was and antagonism followed rest vicious a battle their as suffering the would towards Revolution political fully again tend rise movement in establishment wealthy democratic Morristown insufficient of troops Similar who wealth. dispersed were too The ill-fed equality.Riots Continental of the amass to prospering armed, brunt the the Poor illustrated of a freedom revolution. ages the forced social toward and the ally the majority from and poor political social to soldiers. a that no classes against merchants income, did to and of and middling torments near and was greater social the to in conti...

20 Facts About the Chemical Element Silver

20 Facts About the Chemical Element Silver Silver is a precious metal that has been known since ancient time. This is a list of interesting facts about the element silver. 1. The word silver comes from the  Anglo-Saxon word  seolfor.  There is no word that rhymes with the English word silver. It is a transition metal element, with symbol Ag, atomic number 47, and atomic weight of 107.8682. 2. Silver is exceptionally shiny! It is the most reflective element, which makes it useful in mirrors, telescopes, microscopes and solar cells. Polished silver reflects 95% of the visible light spectrum. However, silver is a poor reflector of ultraviolet light. Stocktrek Images/Getty Images 3. Silver can exist in its native state. In other words, nuggets or crystals of pure silver exist in nature. Silver also occurs as a natural alloy with gold that is called electrum. Silver commonly occurs in copper, lead, and zinc ores. 4. Silver metal is not toxic to humans. In fact, it can be used as a food decoration. However, most silver salts are toxic. Silver is germicidal, meaning it kills bacteria and other lower organisms. 5. Silver is the best electric conductor of the elements. It is used as the standard by which other conductors are measured. On a scale of  0 to 100, silver ranks 100 in terms of electrical conductivity. Copper ranks 97 and gold ranks 76. 6. Silver has been known since antiquity. It was one of the first five metals to be discovered. Mankind learned to separate silver from lead back in 3000 BC. Silver  objects have been found dating back before 4000 BC. It is believed the element was discovered around 5000 BC. Early Saxon coins, 5th-6th century. Silver pennies known as sceattas, found in excavations in London area.   Heritage Spanish/Getty Images 7. Only gold is more ductile than silver. An ounce of silver can be drawn into a wire 8,000 feet long. 8. The most commonly encountered form of silver is sterling silver. Sterling silver consists of 92.5% silver, with the balance consists of other metals, usually copper. 9. The chemical symbol for silver, Ag, comes from the  Latin word for silver, argentum, which in turn derives from the Sanskit word  argunas, which mean shining. 10. A single grain of silver (~65 mg) can be pressed into a sheet 150 times thinner than the average sheet of paper. 11. Silver is the best thermal conductor of any metal. The lines you see in the rear window of a car consist of silver, used to defrost ice in the winter. 12. The words for silver and money are the same in fourteen languages or more. 13. The primary source of silver today is the New World. Mexico is the leading producer, followed by Peru. The United States, Canada, Russia, and Australia also produce silver.  Around two-thirds of the silver obtained today is a by-product of copper, lead, and zinc mining. Silver mines in Mexico, such as this now-abandoned one, provided Spain, in the 18th century, with over one third of the silver sent out of the New World.   Danny Lehman/Getty Images 14. Coins minted in the United States prior to 1965 consists of about 90% silver. Kennedy half dollars  minted in the United States  between 1965 to 1969 contained 40% silver.   15. The compound silver iodide has been used for cloud seeding, to cause clouds to produce rain and try to control hurricanes. 16. The price of silver presently is less than that of gold, varying according to demand, discovery of sources and the invention of methods of separating the metal from other elements. In ancient Egypt and Medieval European countries, silver was valued more highly than gold. 17. Some silver compounds are highly explosive. Examples include silver fulminate, silver azide, silver(II) oxide, silver amide, silver acetylide, and silver oxalate. These are compounds in which silver forms a bond with nitrogen or oxygen. Although heat, drying, or pressure often ignite these compounds, sometimes all it takes is exposure to light. They may even explode spontaneously. 18. Silvers atomic number is 47, with an atomic weight of 107.8682. 19. Silver is stable in oxygen and water, but it  tarnishes in air because of a reaction with sulfur compounds to form a black sulfide layer. 20. Uses of silver metal include currency, silverware, jewelry, and dentistry. Its antimicrobial properties make it useful for air conditioning and water filtration. It is used to make mirror coatings, for solar energy applications, in electronics, and for photography. Sources Greenwood, Norman N.; Earnshaw, Alan (1997). Chemistry of the Elements (2nd ed.). Butterworth-Heinemann. ISBN 0-08-037941-9.Hammond, C. R. (2004). The Elements, in Handbook of Chemistry and Physics (81st ed.). CRC press. ISBN 978-0-8493-0485-9.Weast, Robert (1984). CRC, Handbook of Chemistry and Physics. Boca Raton, Florida: Chemical Rubber Company Publishing. pp. E110. ISBN 0-8493-0464-4.

Innovation Essay and Reflective Report Example | Topics and Well Written Essays - 1250 words

Innovation and Reflective Report - Essay Example The management of creativity is highly problematic. As may be inferred from Trott (2005), among others, the concepts of management and creativity appears to be antithetical with the notion of managing creativity' emerging as something of a paradox. Expounding upon this, Burns and Stalker (1961) emphasise that creativity is fundamentally founded upon freedom while management is premised upon control with the implication being that the management of innovation/creativity is synonymous with the control of freedom. Even while conceding to the somewhat oxymoronic character of the stated, the fact remains that within the organisational setting creativity has to be directed and managed in order to avoid its descent into purposelessness. Management is fundamental to the direction, as opposed to control, of creativity. Generic definitions of creativity, as proposed by Drazin et al. (1999:287) maintain it "as the process of engagement in creative acts, regardless of whether the resultant outcomes are novel, useful, or creative." This definition, even though it is a valid and legitimate descriptor of creativity, is indicative of a form of creativity and innovation which organisations strive to avoid. Within the organisational context, and as may be inferred from several researchers, creativity must be novel, useful and innovative (Singer and Adkins, 1984; Amabile, 1996; Drazin et al., 1999; Kennedy, 2001). Accordingly, the management of creativity

The Business Environment in Asia Essay Example | Topics and Well Written Essays - 2750 words

The Business Environment in Asia - Essay Example The top 30 companies in Indonesia belonged to the Salim Group and to Suharto's children. After the recession, new family conglomerates entered the scene but the structure of the private sector did not undergo substantial change. The economy continues to boom and the family businesses benefit. In Indonesia, the state plays the most vital role in the growth of the business groups. Lobbying and corruption are prevalent in conducting business and due to their continued influence, businessmen become politicians (Mahmood, 2011). Large-scale towns in Indonesia have their own police and their own government including private taxation collection. All public facilities such as health, water, sewerage, and sanitation are controlled by this self-styled government in individual townships. The business has so much of political clout and influence that they are able to sustain opaque ownership pyramid structure which originates in some other nation and develops monopoly as in the case of Instant No odles that belongs to the Salim Group. Such a system has its own disadvantages and advantages. While it provides capital, infrastructure, and source of business talent and entrepreneurship, it creates moral hazard, ethnic tensions, and state capture.Importance of building relationships is critical to the success of business in Indonesia. Relationships with the government officials help in expediting the bureaucratic process. It helps in streamlining the applications for obtaining licenses, permits, and information.... Indonesia The top 30 companies in Indonesia belonged to the Salim Group and to Suharto’s children. After the recession new family conglomerates entered the scene but the structure of the private sector did not undergo substantial change. The economy continues to boom and the family businesses benefit. In Indonesia the state plays the most vital role in the growth of the business groups. Lobbying and corruption are prevalent in conducting business and due to their continued influence businessmen become politicians (Mahmood, 2011). Large scale towns in Indonesia have their own police and their own government including private taxation collection. All public facilities such as health, water, sewerage and sanitation are controlled by this self-styled government in individual townships. The business have so much of political clout and influence that they are able to sustain opaque ownership pyramid structure which originates in some other nation and develops monopoly as in the case of Instant Noodles that belongs to the Salim Group. Such a system has its own disadvantages and advantages. While it provides capital, infrastructure and source of business talent and entrepreneurship, it creates moral hazard, ethnic tensions and state capture. Importance of building relationships is critical to the success of business in Indonesia. Relationships with the government officials help in expediting the bureaucratic process. It helps in streamlining the applications for obtaining licenses, permits and information (Facing the Challenge, n.d.). The national officials or pegawai negeri such as the notary in Indonesia are treated with respect. Such initiatives have facilitated the

Advance Communications Systems Gsm Information Technology Essay

Advance Communications Systems Gsm Information Technology Essay In Telecommunications Applications, cellular is the fastest and very demanding Technology. Today, It is representing a continuous increasing percentage of all telephone subscriptions around the globe. GSM is the most popular standard for mobile telephony systems. It is estimated that around 80% of worldwide mobile market uses this standard. Currently there are about 4 Billion cellular subscribers around the world. GSM differs from its previous technologies in that both signalling and speech channels are digital. Thus GSM is considered as 2nd Generation (2G). Definition: Global system for mobile communication (GSM) is a globally accepted standard for digital cellular communication. GSM is the name of a standardization group established in 1982 to create a common European mobile telephone standard that would formulate specifications for a pan-European mobile cellular radio system operating at 900 MHz. It is estimated that many countries outside of Europe will join the GSM partnership. The GSM family of technologies has provided the world with mobile communications since 1991. In over twenty years of development, GSM has been continually enhanced to provide platforms that deliver an increasingly broad range of mobile services as demand grows. Where the industry started with plain voice calls, it now has a powerful platform capable of supporting mobile broadband and multimedia services. GSM is now used in 219 countries and territories serving more than three billion people and providing travellers with access to mobile services wherever they go. GSM An open, digital cellular technology used for transmitting mobile voice and data services EDGE An open, digital cellular technology used for transmitting mobile voice and data services HSPA An open, digital cellular technology used for transmitting mobile voice and data services GPRS A  very widely deployed wireless data service, available now with most GSM networks 3G/WCDMA The air interface for one of the International Telecommunications Unions family of third-generation mobile communications systems LTE Designed to be backwards-compatible with GSM and HSPA, Long Term Evolution incorporates MIMO in combination with OFDMA GSM Roaming The ability for a customer to make  and receive calls, send  and receive data, or access other services when travelling outside the coverage area of their home network IMB A technology, defined as a part of the 3GPP Rel. 8 standard, which enables spectrally-efficient delivery of Broadcast services using TDD radio techniques. 2. GSM Network The GSM technical specifications define the different entities that form the GSM network by defining their functions and interface requirements. The GSM network can be divided into four main parts: The Mobile Station (MS). The Base Station Subsystem (BSS). The Network and Switching Subsystem (NSS). The Operation and Support Subsystem (OSS). The architecture of the GSM network is presented in figure 1. 3. GSM Network Operations GSM network architecture: There are four main areas of GSM Network: Mobile station (MS) Network and Switching Subsystem (NSS) Operation and Support Subsystem (OSS) Base-station subsystem (BSS) Simplified GSM Network Architecture Mobile station Mobile stations (MS) are also widely known as mobile equipment (ME), cell or mobile phones. This is the part of a GSM cellular network which is used and operated by user. The size of mobile phone In recent years is becoming more and more smaller whereas the level of functionality has greatly increased. The two basic element of mobile phone are the hardware and the SIM. The main element of the mobile phone is hardware which includes the display, case, battery.Another important element of the Mobile are the electronics which are used to generate the signal, and process the data receiver and to be transmitted. International Mobile Equipment Identity (IMEI) is installed in the phone at manufacture and cannot be changed. The network can check whether the mobile has been reported as stolen with its IMEI while the registration of the phone. The network determines the identity of the user with The SIM or Subscriber Identity Module. The SIM includes variety of information including a number known as the International Mobile Subscriber Identity (IMSI) Network Switching Subsystem (NSS) The GSM network subsystem contains a variety of different elements. This is the element of GSM which provides the main control and interfacing for the whole mobile network. NSS is also known as the core network and includes the following elements: Authentication Centre Home Location Register SMS Gateway Visitor Location Register Equipment Identity Register Gateway Mobile Switching Centre Mobile Switching services Centre Base Station Subsystem (BSS) The system used to communicate with other mobiles on a network is called Base Station Subsystem (BSS) section . It consists of two elements: Base Station Controller Base Transceiver Station Operation and Support Subsystem (OSS) Operation and Support Subsystem (OSS) is used to control and monitor the overall GSM network and is connected to components of the NSS and the BSC.It is also used to control the traffic load of the BSS. As the subscriber population increases with the resulted number of BS, some of the maintenance tasks are transferred to the BTS, thus it allows savings in the cost of ownership of the system. Each interface between the different elements of the GSM network is defined in the GSM structure. This facilitates the information interchanges can take place and also that network elements from different manufacturers can be used. Development of GSM Air Interface is the key elements of the development of the GSM, Global System for Mobile Communications. Elements including the modulation, GSM slot structure, burst structure and the like were all devised to provide the optimum performance. Modulation format is an important development of the GSM standard , the way in which the system is time division multiplexed, which provides a considerable impact on the performance of the system as a whole. For example, the modulation format for the GSM air interface and battery life are directly associated and the time division format adopted enabled the cellphone handset costs to be considerably reduced as detailed later. Reference: http://www.brighthub.com/mobile/windows-mobile-platform/articles/14286.aspx#ixzz0hoQeU6uY 4. GSM Advantages Disadvantages GSM Advantages GSM is grown-up means this development means a more constant network with healthy features. Fewer signal fall inside buildings. Ability to use repeaters. Talk-time is generally advanced in GSM phones due to the pulse nature of transmission. The availability of Subscriber Identity Modules allows users to switch networks and handsets. GSM covers almost all parts of the world so international roaming is not a problem. The subscriber can enjoy the broadest international coverage. It is possible with the GSM roaming service. Good coverage indoors on 850/900 MHz. Repeaters possible. Very good due to simple protocol, good coverage and mature, power-efficient chipsets. Some More Advantages most popular Communication Mobile, wireless communication, support for voice and data services. Total mobility International access, chip-card enables use of access points of different providers. Worldwide connectivity One number, the network handles every location. High capacity Better frequency efficiency, smaller cells, and more customers per cell. High transmission quality High audio quality and reliability for wireless. Disadvantages of GSM Pulse nature of TDMA transmission used in 2G interferes with some electronics, especially confident audio amplifiers. 3G uses W-CDMA now. Intellectual property is concentrated among a few industry participants, creating barriers to entry for new entrants and limiting competition among phone manufacturers. GSM has a permanent maximum cell site range of 35 km, which is imposed by technical limitations. GSM has some disadvantages when compared to some of the newer mobile network technologies. GSM is known as a second-generation system. Third-generation systems feature higher data transfer rates. Higher transfer rates allow better call quality and additional services such as high-quality streaming video and high-speed Internet capabilities. Evolution from 2G to 3G 2G networks were built mainly for voice data and slow transmission. Due to fast changes in user expectation, they do not gather todays wireless needs. Cellular mobile telecommunications networks are being upgraded to use 3G technologies from 1999 to 2010. Japan was the first country to introduce 3G nationally. How is 3G different from 2G and 4G While 2G stands for second-generation wireless telephone technology, 1G networks used are analog, 2G networks are digital and 3G (third-generation) technology is used to enhance mobile phone standards. 3G helps to simultaneously transfer both voice data (a telephone call) and non-voice data (such as downloading information, exchanging e-mail, and instant messaging. The highlight of 3G is video telephony. 4G technology stands to be the future standard of wireless devices. 5. GSM Applications: 1. GSM-R: (Global System for Mobile Communications-Railway) GSM-R is the latest technology for railway communications based on International wireless communications standards. The GSM-R system is based on GSM and EIRENE-MORANE specifications and it guarantee at 350 mph without any data loss in communication. GSM-R is one part of  ERTMS  (European Rail Traffic Management System) which is composed of: GSM-R. ETCS  (European Train Control System). Frequency band GSM-R uses a specific  frequency band in Europe, which is as follows: 876  MHz 880  MHz: used for data transmission (uplink) 921  MHz 925  MHz: used for data reception (downlink) Channel spacing is 200  kHz. GSM-R occupied a lower extension of GSM 900  MHz frequencies (890  MHz 915  MHz range for transmission and 935  MHz 960  MHz range for reception), as per 3GPP TS 05.05 V8.20.0 (2005-11). In  China  GSM-R occupied a 4  MHz wide range of the E-GSM band (900  MHz-GSM). GSM-R uses GSM-R allows the services and applications for mobile communications in many domains: Transmission of Long Line Public Address (LLPA) announcements to remote stations down the line Control and protection (Automatic Train Control/ETCS) and  ERTMS) Communication between train driver and regulation centre, Communication of on-board working people Information sending for  ETCS Communication between  train stations,  classification yard  and  rail tracks 2. GSM for Disaster Management: GSM Technology is being used for prevention in disasters. Many cellular companies offer charity disaster relief services to the effected areas. The response program is an initiative to make sure that the communications are going on during disasters. The response team is made up of volunteers and telecom engineers who bring their equipments and the whole Mini-GSM system. Basically this is an entire Portable Mobile Network so that the effected people can have contact with the other people around the world. As we have seen in Haiti Earthquake disaster. 3. Remote monitoring applications using GSM Telemetry Remote Tank Level Monitoring Wireless Remote Monitoring for Pumps Leakage detection in Tanks Automated Condition Monitoring Remote communications to PLC using GSM Telemetry GSM Odometer (Mileage Management System) GSM odometer is such a device used to facilitate fleet administration of vehicles. This will report all necessary information about the vehicle through E-mail or mobile SMS. This device is based on GSM modem with embedded software. This is concept is called Mileage management System. This is a very useful technology for those organizations which need vehicle administration on daily basis. This system is fully compatible with your vehicle and central control room. GSM odometer also reports the following information: The total number of working hours of the vehicles Speed profiles of the vehicles Tracking using GSM location service Benefits of Mileage Management System: It provides very accurate mileage information of the vehicle. Easy vehicle service recall. Better customer services. Less process time 70 to 80% reduction in cost for daily fleet administration. Correct invoicing, information about the mileage may easily be integrated into the fleet owners billing and administration Enhanced Security Mobile Application Security: The mobile users around the globe are steadily increasing and hopefully will continue to grow more rapid in future. Openess offers benefits to the customers, device management and operators. But on the other habd oppenness also chanllenges the security risks and malicious applications. Therefore security is the key concern for the mobile and communications industry. GSM Association Mobile Application Security Initiative identified the need of security applications across mobile operating systems to reduce the malware while facilitating the users. The challenge for mobbile applications are many. Some are included which are: Proactively protect mobile users from fraud and malicious applications Assure quality and accountability of mobile applications Maintain trust in mobile platforms (and avoid similar problems in the Internet world) Secure existing and future business Protect operators against costs originating from malicious applications Facilitate certification processes to reduce barriers for developers Ensure consistency across different OS platforms and operators. 6. GSM Security and Encryption Description of GSM Security Features Security in GSM consists of the following aspects: subscriber identity authentication, subscriber identity confidentiality, signaling data confidentiality, and user data confidentiality. The subscriber is uniquely identified by the International Mobile Subscriber Identity (IMSI). This information, along with the individual subscriber authentication key (Ki), constitutes sensitive identification credentials analogous to the Electronic Serial Number (ESN) in analog systems such as AMPS and TACS. The design of the GSM authentication and encryption schemes is such that this sensitive information is never transmitted over the radio channel. Rather, a challenge-response mechanism is used to perform authentication. The actual conversations are encrypted using a temporary, randomly generated ciphering key (Kc). The MS identifies itself by means of the Temporary Mobile Subscriber Identity (TMSI), which is issued by the network and may be changed periodically (i.e. during hand-offs) for additi onal security. Signal and Data Confidentiality The SIM contains the ciphering key generating algorithm (A8) which is used to produce the 64-bit ciphering key (Kc). The ciphering key is computed by applying the same random number (RAND) used in the authentication process to the ciphering key generating algorithm (A8) with the individual subscriber authentication key (Ki). As will be shown in later sections, the ciphering key (Kc) is used to encrypt and decrypt the data between the MS and BS. An additional level of security is provided by having the means to change the ciphering key, making the system more resistant to eavesdropping. The ciphering key may be changed at regular intervals as required by network design and security considerations. Figure 6 below shows the calculation of the ciphering key (Kc). Subscriber Identity Confidentiality To ensure subscriber identity confidentiality, the Temporary Mobile Subscriber Identity (TMSI) is used. The TMSI is sent to the mobile station after the authentication and encryption procedures have taken place. The mobile station responds by confirming reception of the TMSI. The TMSI is valid in the location area in which it was issued. For communications outside the location area, the Location Area Identification (LAI) is necessary in addition to the TMSI. The TMSI allocation/reallocation process is shown in Figure 8 below. 7. ADVANCEMENT IN THE GSM TECHNOLOGY: 1. INTERNET MOBILE SERVICES: IMS has been an major discovery by the 3GPP LTE concepts being introduced in the GSM mobile phones as its architecture is constantly being developed and more number of mobile service providers are implementing it to deliver services such as MMS and INTERNET. Because of this rapid advancement in the IMS technology is soon going to replace the traditional technologies used few years. Applying an IMS technology to an wireless mobile network is not an complex procedure as it only requires the mobile operators to possess the IMS core, Application servers and customer service to take care of the needs of the users. The IMS can be modified upon the 2G and 3G mobiles as well because the mobile operators want to globalise this technology by migrating it from AMERICA to different places across the globe and making it fully commercial by 2008. Mobile networks have become an major trend in carrying out all the IP operations as this will enable a mobile device to have both Mobile and fixed broadb and services and hence increasing the efficiency of the services. 2. VOIP OVER CELLULAR NETWORKS: VOIP has been an major interest and an advancement in the mobile industry as it is currently being implemented in almost 85% of the mobile across the globe and hence it is an globally accepted standard for the GSM mobiles as it is going to match the standards of the IMS multimedia Telephony in the 3GPP technology and it will give rise to many services such as Internet and MMS servicesd on the handset. The growth of the VOIP has been a huge success because it is constantly trying to eliminate the concept of voice over the wi-fi and many operators are trying to develope the VOIP in an better way to decerase the operational costs and to launch few new services such as Push to Talk and intergrated mashups for the 3g mobiles. 3. GSM operation onboard aircraft: GSM technology allows the air passengers to use their mobile phones to talk during the flight and the passengers are permitted to have incoming and outgoing calls and send and receive the text messages via SMS by the means of GPRS technology and the mobile phones are fitted with network access which have an on board network to allow the passengers to call but will be charged with an roaming cost of making calls. The frequency what we are assigning here is in the 1800hz bandwidth and it is generally lower than 900 mhz to avoid the ground interference. ARCHITECTURE: The LTE 3GPP concept is been used in the GSM onboard system , since the connectivity of the mobile phones in the plane is normally through the GSM standards which is being developed by the 3GPP networks. 8. CONCLUSION: Hence the technical advancements in the GSM Technology is going to be more feasible because the GSM service onboard is perhaps the best mode of advancement in the GSM technology because it is capable of delivering swervices over the flight where it effectively manages the On board system on the plane and the aviation industry is really benifited by bthis move of Mobile technology which can benifit the aviation industry also. To ensure subscriber identity confidentiality, the Temporary Mobile Subscriber Identity (TMSI) is used. The TMSI is sent to the mobile station after the authentication and encryption procedures have taken place. The mobile station responds by confirming reception of the TMSI. The TMSI is valid in the location area in which it was issued. For communications outside the location area, the Location Area Identification (LAI) is necessary in addition to the TMSI. The TMSI allocation/reallocation process is shown in Figure 8 below.

Why Should We Respect Difference in Others

Guillermo NigaglioniSeptember 25, 2010 Ad English-02Mrs. Wanda Miranda Why Should We Respect Difference in Others Everyone has a quality that makes them different from other people. If you don’t like or respect other’s qualities, they will do the same to you and you won’t like that. Also, if you don’t like that quality, don’t tell them. Just keep it to yourself and no one gets their feelings hurt. Others can also hate you for your own qualities because no one is perfect especially people that say that they are perfect. ome qualities can be the same, but at least one thing has to be different from other people. There are many ways to try to treat one’s differences with respect. One of those ways is trying not to insult them or make fun of them. For example, they might have a new type of hair and it may look funny, but don’t say it out loud. Another way is to listen to them when they speak. Don’t ignore them when they speak becaus e they could do the same to you. Finally, you could respect them by being sensitive with their feelings.If you see someone crying, help them and discover why they are crying. Some of the people you really need to respect are your friends and family. Your friends are people that respect you if you treat them well. They can be sensitive to your needs as well as you beings sensitive to their needs. They can stop being your friends if you don’t respect their differences. Your family is the group of people that respect you the most. If you have a different quality than any other of your family members, they can respect you for it and you can respect them for their qualities.Respecting other’s beliefs is important when we talk about taste. For example: I like apple and you like peach; I like blue cars and you like red cars. We all have different types of likes and dislikes, so we have to respect that because not everyone is the same. Also, we can criticize our own opinions a nd other’s opinions to identify the â€Å"correct† one because not everyone is correct with their own opinions. We all believe in different things which is why we need to respect each other for it and we can discuss it in a calm and respectful way.To end my opinion essay, I think we should respect difference in others because no one is ever the same, even when you’re twins. The qualities that make us different can be the same to other people, but we still have at least one thing that make us different. You can believe whatever you want, but we all believe different things and we can respect that. Respecting is an important quality if you like to have many friends. You can respect the different qualities they have and you can respect that so that you make a difference in the world.

The Oral History Project I Interviewed My Grandmother

For the oral history project, I interviewed my grandmother. Her full name is Imelda Laborce, while she is known as â€Å"Meldy† to most family members. She was born in a small town called Calapacuan in the Zambales region of the Philippines. She was born in 1955 and is 61 years old. Like me, she was born in the Philippines but eventually moved to America sometime in her life. I believed she was a good candidate because I knew she was one of the earliest members of my family to travel to America. Hence, she must have good stories and have a rich background. I also never really knew anything about her past, so I just thought it would be interesting in general to learn about it. She currently lives in Union, New Jersey and works in a hospital as a nurse. I interviewed her during one of the days of Thanksgiving break. Before meeting her, I called to make sure she was okay with an interview and that if she wasn’t comfortable with anything she can tell me. She said she was really happy to tell information about herself and that she would be comfortable to say anything. On that day, we sat together at her dining room table and I started the recording with my phone. I asked her questions and she responded with great answers. She didn’t know everything of course, but she replied the best she could. I believe the interview went really well and it felt like a really casual conversation. For the majority of the time she was very upbeat. For example, when I asked her how old she was, sheShow MoreRelatedPersonal Thoughts And Reflection Of My Interview Conduction947 Words   |  4 PagesThoughts and Reflection of my Interview Conduction When I was writing the log/partial transcript I thought I did not think I would be able to fit it into three pages. It seemed to me that I would need four or five pages. I think that I eventually got the hang of the process and I managed to make it three pages exactly. 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Raising Minimum Wage - Free Essay Example

Sample details Pages: 5 Words: 1643 Downloads: 7 Date added: 2019/05/15 Category Law Essay Level High school Tags: Minimum Wage Essay Did you like this example? The minimum wage is currently $7.25 that had started in the year of 2009. Yet, some people still do not think it is enough. The minimum wage had started off as 25 cents per hour in the year of 1938. Many would say that is crazy, because how did they survive with only being paid a quarter hourly. Many things was much cheaper back in the them times (not all things), although people fail to realize that raising the minimum will end up hurting Americans more than helping them. Minimum wage is the minimum amount anybody can get paid at a job. There is still jobs that will pay less than $7.25; like being a waitress or a hostess. It is not impossible to make more than the minimum either. Most jobs pay based off experience or skills even knowledge of what you are doing. Minimum wage rising would cause other things to rise up also in prices, maybe not all things but majority of the cost of living will be raised. Don’t waste time! Our writers will create an original "Raising Minimum Wage" essay for you Create order Why do people think raising the minimum wage would be better for the society? Some will argue that it is not enough to keep up with bills even if you work part time. A lot of people do not see the importance of raising minimum wage and why it should not be raised, they only look at it at as making more money. There is still people out here that do not even know what can happen if the minimum wage is raised and why it is the way it is even how it became to be the way that it currently is. There is more to minimum wage than just raising it. How would raising the minimum wage affect our economy? In what ways? (Wolfram, Stoll 2018) As mentioned before, it is not impossible to make more even less than what the minimum wage is. It can be a little difficult to get paid more but that is where somebody used their skills to show the job that they are worthy for getting a raise unskilled workers get paid less than skilled workers, and that is because the skilled worker knows more and is more experienced with what their job is. People do not find it fair that a grown woman or man is getting paid the same amount as a high school teen. It is at their own fault that they are making the same amount as a teen, they had the same chance the teen had. Not knowing everybody situation but within time you can find a job that pays you over $10 an hour. It might be challenging thing to do, for a felon to get a good paying job, but nothing is impossible in the generation we live in today.There is many opportunities especially in the generation today, to make lots of money in various ways. (The Balance Careers, 2018) So what is really bad about raising minimum wage?Look at what is happening in massachusetts, Before other states jump on the $15 minimum-wage bandwagon.One of two states with a $10-an-hour minimum wage. Massachusetts increased the minimum wage from $8 to $9 at the start of 2015 and to $10 on the first day of 2016. Now the state is said to have huge amount of employment losses. People who are for raising minimum wage are the ones who feel as unskilled workers deserve it, so they would not be living in poverty. The result of raising minimum wage will cause so many problems that americans are not fully aware of, or correctly informed about, it will cause many people to have to be let go because the people who are paying the minimum can not afford the higher wages so in that case, the employers have no choice but to let the people go. Business will go out of business. Our unemployment rate will increase rather than increasing. Many more will be living in poverty than they already are now. Americans who are for it also feel as that the reason for poverty is because the minimum wage is not high enough, but that is not what seems to be the case. The first standard minimum wage is formed under the Fair Labor Standards Act of 1938, the nationwide minimum wage was designed to lift millions of American workers out of poverty and to stimulate the economy(Wittner). The past year, many angry protesters that were working fast food were suggesting that the minimum wage goes up to $15 rather tha $7.25. Others feel that fast food employees should not have that option, knowing there is plenty more jobs that pay more than $7.25. Not knowing every persons situation, most people working fast food have the ability to find a higher paying job.There is people who actually get paid for their work and their effort unlike somebody just flipping burgers and taking orders to be paid $15 an hour. If any wage was to go up, it should be to factory jobs or construction workers, they do more for the community than anybody else in my opinion. It would take a significant rise in productivity by fast food workers to where they could honestly earn fifteen dollars an hour. To put it in other words, the typical fast food restaurant works its employees for 40 hours or less a week, for the fact that after a certain amount of time the individual is considered a full-time employee and as such is awarded full-time benefits. Whether or not they spend said amount of time actually working is up to the level of business at any given time and their level of motivation on any particular day. The amount of work does not directly correlate to the time spent at work and to insinuate that it does implies willful ignorance. Factors like willingness to work, the coming and going of people from the restaurant, and the presence of a supervisor all affect work done in a day. The first of the aforementioned factors is possibly the most important because if someone is not willing to do work, then the other two will not matter to them. Bernies message resonated throughout the disgruntled working class the group was seeing stagnating wages and little job opportunities, while the majority of new GDP was going straight to the top one percent of earners.This resulted in a lot of anger towards the greedy upper class who can afford personal yachts and private jets but cannot afford to raise their employees wages to a livable wage. If we follow Sanders lead and lift the federal minimum wage to $15, anyone working a full-time, 40-hour per week job would have an annual salary of $31,285. While these demands to raise the federal minimum wage may make a lot of sense to the average citizen, those who study economics see that increasing the minimum wage will lead to unemployment and inefficiency. Because the resources of a firm are scarce, so is the amount of money that a firm can pay out for unskilled labor. When presented with an increase in the minimum wage, the firm must lay people off and stop hiring new people. This can result in massive unemployment in the short-term, the movement of jobs overseas and increased long term automation. To elaborate on this concept, lets consider a hypothetical market between unskilled laborers and a firm that produces rainbow sprinkles: Let the people say that Rainbow Sprinkle Co. makes $10,000 per hour for producing rainbow sprinkles. After the costs of the ingredients, factory maintenance and other fixed costs of production are controlled, the money that the company has to hire unskilled labor is $5,000 per hour. The company yields $5 an hour in sprinkles from each unskilled laborer, so Rainbow Sprinkle Co. is willing and able to pay 1,000 employees up to $5 an hour to do the work. Each year, Rainbow Sprinkle Co. pays out $10,400,000 to its employees. Each of those 1,000 full-time employees will earn $10,400 annually, which is not enough to live on. After a while, the sprinkle workers demand a higher minimum wage of $15 an hour, so that their job pay is enough to support a family. Faced with this new minimum wage, the Rainbow Sprinkle Co. must pay each employee three times as much as before. It seems like an easy solution, but Rainbow Sprinkle Co. still only has $5,000 per hour to pay for unskilled work. For every employee the Rainbow Sprinkle Co. keeps, it must fire two in order to pay the hourly wage of one. The firm also must pay $15 per hour to people who yield only $5 an hour in profit, making the Rainbow Sprinkle Co. take a $10 per hour loss per employee. This new minimum wage has many unintended consequences. First, it reduces the overall number of people employed by two-thirds, and also reduces the firms efficiency due to that $10 loss per hour per employee. To compensate for this loss, the company will have to drive up the prices of sprinkles. Rainbow Sprinkle Co. will eventually move their factories overseas to a place where there is a lower minimum wage in order to stay competitive. With the new increased cost of human labor, they will spend more money on producing sprinkle-bots to take the place of workers. This new incentive to automate and leave the country will further increase the level of unemployment in the sprinkle sector and displace people from their jobs. So to summarize why minimum wage should not be raised; it is not good for the economy. Think about all the small businesses even the big ones at that. Many jobs will be lost, unemployment rate will double up, poverty will rise. It is just not the best bet at this point. Citizens got to stop being lazy and go to school to get an education or just have to hustle, because there is many ways to making money and this is not false news.