Tuesday, August 25, 2020

Teaching Philosophy Statement :: School Education Teachers Essays

Showing Philosophy Statement â€Å"People infrequently succeed except if they have some good times in what they are doing.† (Dale Carnegie) This statement best accommodates my perspectives toward training. I feel that a larger part of understudies, today, fear going to class and no longer glance at it with an inspirational attitude. I accept this disposition toward schools is the reason in general evaluation execution has diminished and United States understudies rank lower when contrasted with understudies of outside nations. I need to change this, in any event, in my homeroom. I need to reestablish the positive vitality and aspiration that a few understudies have lost in training. I need understudies in my study hall to hunger for new information and have a gainful and pleasant time doing as such. I for one accept that understudies, at all age levels, accomplish their best work, and get progressively included, when they are taught in an intriguing, innovative, and hands-on condition. My perspective towards which ways of thinking to use in training is varied. I predominately concur with the Progessivist hypothesis since it is understudy focused and sees understudies as people. I accept that these individual needs ought to be communicated and obliged in the homeroom. I additionally feel its significant for the instructive condition to incorporate a popularity based procedure, where understudies get an opportunity to voice their feelings about the material they will learn and the principles that they should follow. I feel that when understudies help direct their own way, that they acquire regard in the homeroom and increment their drive to learn. Another factor I’m likened to about utilizing Progressivism in the study hall is that it is experience-focused and manages genuine issues that understudies face throughout everyday life. I concur with John Dewey’s conviction that understudies learn more by doing on the grounds that it has meaning. An extra con viction that Dewey and myself consider crucial is that understudies ought to figure out how to apply recently learned data and aptitudes to understand new issues. This educates students’ basic reasoning abilities and critical thinking strategies. I additionally favor the Essentialist’s theory since it has a solid educational program based around the conventional subjects of perusing, math, and science. I think central subjects outfits understudies with a solid establishment, which they can expand upon as they keep on learning.

Saturday, August 22, 2020

Modericsn Phys free essay sample

The two looters will be picked indiscriminately thus understudies are required to turn in all the appointed schoolwork issues. Schoolwork must be delivered two classes after the finish of the comparing part is shrouded in class. About This Course A course in numerical material science is critical for science majors. This course will give you the scientific establishment for a comprehension of traditional mechanics, electromagnetism, and quantum mechanics. Numerical material science contains a large number of subjects that would typically be canvassed in a few semesters of arithmetic courses.The marked schoolwork issues establish a vital piece of the course. Obviously, you are urged to accomplish more issues from the content. The Wednesday class is where we will move in going over schoolwork issues. Participation strategy and Academic Honor Code Attendance Policy Your unapproved unlucky deficiencies will influence your evaluation. After three classes missed, each extra class missed will speak to a decrease of 3 focuses from your last numerical evaluation. We will compose a custom article test on Modericsn Phys or on the other hand any comparable theme explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page You are relied upon to show up on time every day. Definitely no beepers, phones, alerts, or baseball-type caps are allowed.

Saturday, August 1, 2020

College Application Essay Dos and Donts

College Application Essay Dos and Donts College Essay DOs and DONTs College Essay DOs and DONTs What should  and should not be included in a college essay? What rules can and cant you break? And what will or wont  allow you to maximize your productivity as you tackle this daunting task? So many questions, right? Thats why we put together a list of our top DOs and DONTs for the essay writing process. DO take a look! DO give yourself enough time. Some students work well under tight deadlines, but we always suggest you start the essay writing process early enough to spend ample time brainstorming, free-writing, drafting and perfecting. You will need distance and time away from various stages of your draft in order to gain the necessary perspective it takes to make improvements. While many a student has regretted starting their essay the week (or night!) before it was due, we dont know anyone who complained about starting his/her essay too early. DONT plagiarize. This one should hopefully go without saying. Not only does plagiarism reflect poorly on your character, chances are copying someone elses words verbatim (or close enough) will not result in an essay that is reflective of your distinctive personality traits and writing style.  Believe in your own abilities and create work that is yours and yours alone. DO be honest. You are awesome (yes, you). Many of  your  experiences, when discussed honestly and thoughtfully are absolutely worthy of inclusion in a personal statement. Even if you dont have kooky, out-of-the-box stories to tell, sincerity counts for a lot in an essay that aims to say something about your personality and values. You dont need to make things up or exaggerate your circumstances. You are enough. Also, liars get caught. DONT exceed length limit. Attention to detail! An arguably annoying, yet critically important skill that will be relevant in almost any task you tackle in the future. Start this next phase of your life right by paying attention to the length limit. Many applications help you with this detail by providing word-limiting boxes in which you will paste your beautifully written masterpieces. But for those that dont beware! Double and triple check these details before submission. DO respond to the prompt. You may have that really great story you want to tell, but if no ones asking for it, writing it wont do you any good.  That said, we find that a wide range of stories, with just a bit of tweaking, can be molded to fit within the boundaries of the Common Application personal statement prompts. Let us know if you need help adapting your chosen subject to the Common App questions. Weve helped many a student in  the story/prompt matching game.  Thats what were here for! DONT use cliches or overuse idioms. Cliches in college essays get us all bent out of shape. Think you cant crack the nut of the personal statement without using these over-worn phrases? We dont buy it. Whenever you find yourself recording a phrase off this list, dig deeper. We know you have it in you! Also, tell your story simply and directly. If you dont idioms in your everyday  speech, dont try to squeeze  them into your essay. DO take breaks. Breaks are essential for generating creativity and keeping yourself from getting burned out. Taking regular breaks will keep you on schedule, but dont take too many! Too many breaks in a row stop being breaks and start being procrastination. DONT rely on spell check. Spell check catches a lot, but not everything. It wont catch homophones (the famous your/youre pair, for example) but admissions officers sure will. Plus, giving yourself the chance to proofread in-depth will also allow you yet another chance to make sure you like the way your essay  flows. DO write about things other than your accomplishments. An essay in resume form is not the best use of your essay space. You can list all the great things youve done in other places in the application. Use your essay for reflection, showcasing humor, talking about your passions anything that isnt already reflected on your activity sheet. DONT stress out. Stress helped cavemen flee lions, but it may hurt you more than help you when writing your essay. Take a deep breath. Know that one hundred percent of students we speak to, even if they are scared at first, complete their college admissions essays. And call us if you need us. We can help alleviate some of the stress of this process. Dare we even suggest that we make it fun? About CEA HQView all posts by CEA HQ » Ready to get started? Give College Essay Academy a Try. WATCH CHAPTER 1 FOR FREE »

Friday, May 22, 2020

Baldcypress, an Excellent Tree Choice for Planting

Testimony after testimony from urban foresters and park administrators support the up and coming bald cypress or  Taxodium distichum  as the latest trend in selecting the best landscaping tree for many locations. Lawns, parks and street right-of-ways are growing baldcypress in profusion. Common baldcypress is an evergreen but acts deciduous as it drops its twiggy leaves in the fall. You can call it a deciduous conifer. The rich green color of the needles turn to copper orange then to brown and makes for one of autumns best colors just before twig and needle fall. Careful When Wet In wet soil conditions, the bald cypress will form sections of root growing above ground to gather oxygen. These knobby cypress knees can occur 10 to 15 beyond the spread of the plant. Cypress knees do not generally form on drier sites. On the Street Cities from Charlotte, NC, Dallas, TX to Tampa, FL currently use it as a street tree and it should be used more extensively throughout its range in urban landscapes according to most landscape professionals. Baldcypress can be clipped into a formal hedge, creating a wonderful soft screen or hedge. Art Plotnik,  The Uban Tree Book, says as a street tree, the  baldcypress  is getting rave recommendations and increasing use. Tree professionals of New Orleans, Charlotte,  Tampa  and Dallas are among others that put it on the streets. Ralph Sievert, Minneapolis MN Urban Forester who is respected as the â€Å"Johnny Appleseed† of  baldcypress, recommends it highly in his state and outside of the southern United States. Growth Bald cypress trees grow best when they have their own space and can potentially grow up to 2 feet per year. Bald cypress require sun (at least 1/2 day). They make a great screen when planted in groups and can be planted within 15 feet of a house.

Sunday, May 10, 2020

History, Ethnography, And Eulogy Of Agricola - 1500 Words

Written by the Roman historian Tacitus, the Agricola chronicles the life of his father-in-law Gnaeus Julian Agricola while also covering the ethnography and history of ancient Britain and Rome. After the assassination of Domitian in 96 AD, Tacitus used his freedom to publish his work. Tacitus describes the character of his father-in-law, by showing how he grew up in a household that encouraged the study of philosophy and attended to matters of state with honesty and competence. Tacitus explores different themes in the book including the history, ethnography, and eulogy of Agricola. Near the beginning of the book, the historian Tacitus admits his disdain towards Domitian’s rule and the profound effect Domitian had on the Roman Empire. Tacitus claims that for fifteen years, men fell victim to the cruelty of the emperor. He contrasts Nerva and Trajan, the next two emperors, with their predecessor by stating that Nerva harmonized the old discord between autocracy and freedo m, and Trajan enriched the happiness of our times. Tacitus does not try to hide his contempt towards Domitian, but he does not dwell on it for very long in the story. During the reign of Domitian, Agricola has been the most important general involved in the conquest of a great part of Britain. During his time as a general, his commendable characteristics began to unveil. Over the course of seven years, the Romans began subjecting the native people of Britain to foreign rule. Tacitus goes intoShow MoreRelatedAgricola and Germania Essay1604 Words   |  7 PagesKali Ryan Agricola and Germania Dr.Newsome October 2, 2012 Agricola and Germania The Agricola and Germani is a novel that serves two purposes: The Agricola is a eulogy praising Tacituss father-in-law, and commander of Britian, Agricola. The Germania is an ethnography on German people. Both stories are told through the eyes of Tacitus as he indirectly criticizes Roman politics and society. His reason for snaking in these criticisms in such a crafty manner had been due to his friendship with

Wednesday, May 6, 2020

Merchant Banking Free Essays

string(196) " there it is famous in all around the world and now India is become major hub of providing these services Indian bank are provided these services very successfully and they are regulated by SEBI\." A merchant bank This free essay was written by a student and not by our expert writers. If you need custom essays on your exact essay questions, then have a look at our essay writing service. What is Merchant Bank? A Merchant bank is a bank or a financial institution which is more focusing on providing financial services and advice to corporations and wealthy individuals, so we can say that a Merchant bank is that which providing Private equity activities of banking. We will write a custom essay sample on Merchant Banking or any similar topic only for you Order Now There are two types of banks which provides these private equity services and they are Merchant banks and Investment Banks and the main difference between these banks is merchant bank invest its own capital in a client company whereas an investment bank is act as a distributor of the securities of the company in its capital raising role. First bank that providing these services was establish on 13th November 1994 and its name was First Merchant Bank (FMB). It is a registered commercial bank that’s established in Malawi Stock exchange. So, in short we can say that Merchant bank is the bank that engaged in providing the business of issue management either by making arrangements regarding selling, buying or subscribing to securities as manager , consultant, advisor or rendering corporate advisory service in relation to such issue management. Objectives of Merchant Banking in Prevailing economy:- * To Study the role of Merchant Banking towards the development of Securities industry * To analyze and regulate the functions of issue Management regulations * To perform the function of merchant banking as per the guidelines of rules and regulations of SEBI. To draw a conclusion and suggestions based on analysis and experiences. Merchant Banking in India: Merchant banking can be describe as a commercial activity that’s first introduced in India by issuing management of public issue of capital and loan syndication. In 1969 ANZ Grindlays Bank introduced merchant bank services first time in India. This bank also provide s management consultancy services to medium and small sector. The activities of merchant banking in India include the following services:- * To manage customers securities * To manage the portfolio of Customers To manage the projects and counseling as well as appraisal * To manage the underwriting of Shares and debentures * To manage the process of interest and dividends * To circumvention of the syndication of loan Registration of Merchant bankers with SEBI:- It is mandatory for a merchant bank to register with SEBI. Without holding certificate of origin granted by SEBI . Following are some regulations which are given by SEBI in order to be a Merchant Banker:- * Only a body corporate other than a non-banking financial company shall be eligible to get registered as merchant banker. As a merchant banker, applicant can only perform the function that are connected with Security market. * Applicant should have proper infrastructure to set up Merchant bank. * Two employees with prior exp erience in merchant banking should be there in merchant bank. * Applicant should not be involved in any security scam or in any proved guilt for offence. * Minimum net worth of 5 crores should be there with applicant at all the time. Categories of Merchant Bankers:- Merchant bankers are classified in following 4 categories:- Merchant Banks that provides all the functions related to management of Issue, advisory/consultancy services, portfolio managers, underwriters and Portfolio managers. This type of merchant bankers comes under category 1 * Merchant banks that provides functions as underwriters, advisors and consultants is comes under category 2 * Merchant banks that provides function of Underwriters, advisors and Consultants these banks comes under category 3 * Merchant banks that can provide only advisers and consultancy services to an issue comes under category 4. Major Merchant Bankers in India:- In India Merchant Banking is new Concept but still there are 135 banks who register as Merchant Bank under SEBI. It includes Public Sector, Private Sector and Foreign Bankers. Following are some examples of these Bankers:- Public sector Merchant Bankers: * SBI CAPITAL MARKETS LTD * PUNJAB NATIONAL BANK * BANK OF MAHARASHTRA * IFCI FINANCIAL SERVICES LTD * KARUR VYSYA BANK LTD, * STATE BANK OF BIKANER AND JAIPUR Private Sector Merchant Bankers: * ICICI SECURITIES LTD * AXIS BANK LTD. (FORMERLY UTI BANK LTD. ) * BAJAJ CAPITAL LTD TATA CAPITAL MARKETS LTD * ICICI BANK LTD * RELIANCE SECURITIES LIMITED * KOTAK MAHINDRA CAPITAL COMPANY LTD * YES BANK LTD. Foreign Players in Merchant Banking: * GOLDMAN SACHS (INDIA) SECURITIES PVT. LTD. * MORGAN STANLEY INDIA COMPANY PVT LTD * BARCLAYS SECURITIES (INDIA) PVT. LTD * BANK OF AMERICA, N. A * DEUTSCHE BANK * DEUTSCHE EQUITIES INDIA PRIVATE LIMITED * BARCLAYS BANK PLC * CITIGROUP GLOBAL MARKETS INDIA PVT. LTD. * DSP MERRILL LYNCH LTD * FEDEX SECURITIES LTD ANALYSIS OF ARTICLES ARTICLE 1:- Marketing effectiveness in Merchant Banking In this article author Alka Sharma discuss about the economic reforms that took place in Indian financial sector. This type of reforms has gaining more importance as financial intermediaries and also help in opening new opportunity for growth and development of various financial services. As a result of this new reforms there is a shift in financial services from quantitative to qualitative services. Financial institution is highly competitive due to which many financial institutions comes with new and modern services and its best example is Merchant Banking as almost all the banks are providing this type of services. In this article it has been further explained that how effectively the banks providing this services and how much competition is these banks facing while providing this services because these services is almost same in all the banks and that’s why they are focusing on different marketing Strategy while providing these services and how private and public banks differ in providing these services this article also further tells that private banks are more successful while providing these services Article:- 2 Merchant Banking Services -Some thoughts on Indian Scenario http://www. articlesbase. om/banking-articles/merchant-bankingservicessome-thoughts-1351247. html In this article author DR. R. Srinivasan discuss about the merchant banking services in India and article tells that this services first started in Italy and from there it is famous in all around the world and now India is become major hub of providing these services Indian bank are provided these services very successfu lly and they are regulated by SEBI. You read "Merchant Banking" in category "Essay examples" This article also discuss the Services of merchant banker like Management of Debt, Placement and distribution, loan syndication services, project advisory services and providing venture capital. Article 3:- Final rule on Merchant Banking activities. In this article author discuss about the rule of governing merchant banking services it tells how merchant bank performed this services and how SEBI regulated the banks. This article also discuss that a new competition has been started between the banks in order to attract more business and the bank are more focusing on qualitative services like marketing network, Brand name, and advisory functions. Finally this article conclude that Merchant Banks following no uniform strategy by providing these services because they are fighting on service bases. Article4 : – Merchant Banking Past and present This article begins by defining merchant banking and provides a short history of it. The article then looks at the private equity market and changes in stock exchange in India, examining that market in terms of its evolution, typical uses of funds, and forms taken by the investments. Discussed next is commercial bank involvement in merchant banking: the structure of commercial bank involvement, the evolution of that involvement, and the recent track record. The major provisions of the SEBI, legislation which authorizes financial holding companies to engage in merchant banking, is looked at next. The final section focuses on the relationship among merchant banking, risk, and the regulators. Note: OE: Overall Excellence; FSS: Financial Soundness ; QPS: Quality Product/Service; QM: Quality Management; INN: Innovativeness. Major services of Merchant Banking in Detail:- Project Counseling:- it is one f the important function of merchant banks, it includes all the functions starting from taking decision whether the project is feasible or not on the basis of financial cost and profitable scope of the project and this function also includes giving financial help to these projects with the help of government and financial institutions. Issue Management: – Now a days it is one of important of Merchant Banks. Many companies issues there IPO, shares, debentures in order to raise their funds and Merchant Banks act as a intermediary between Public and cooperates helps in successfully issue of these securities. Merchant Banker has to perform this function as per SEBI guidelines. All the important decisions like date of opening and closing of issue, registration of prospectus, launching publicity campaign, fixing date f board meeting and all other major decisions are taken by Merchant Banker. Managers, Consultants and Advisers: – Merchant banks act as a consultants and advisors of corporate while issuing any type of securities. They performed the functions like drafting of prospectus, application forms and completion of formalities under Company Act 1956. Companies usually appoint one or two Merchant Banks for issuing their securities. Underwriting of Public Issue: – By underwriting we mean guarantee given by the underwriter in event of under subscription. Merchant banks perform this function now days and cannot subscribe more than 15% of any issue. Portfolio Management: – Portfolio management means to diversified the investment of the investors or to plan their investment in different type of securities like in shares, Mutual Fund, government securities etc. so has to gain better returns at a minimum risk. This function is performed by all the Merchant Banks now a days. Credit Syndication:- Credit syndication relates to activities connected with credit procurement and project financing, aimed at raising Indian and foreign currency loans from banks and financial institutions, are collectively known as ‘credit yndication’. Merger and Acquisition:-This is a specialized service provided by the merchant banker who arranges for negotiating acquisitions and mergers by offering expert valuation regarding the quantum and the nature of considerations, and other related matters. The various functions that form part of this activity are as follows: 1. Undertaking management audit to identify areas of corporate strength and weakness in order to help formulate guidelines and directions for future growth. . Conducting exploratory studies on a global basis to locate overseas markets, foreign collaborations and prospective joint venture associates. 3. Obtaining approvals from shareholders, depositors, creditors, government, and other authorities. 4. Monitoring the implementation of merger and amalgamation schemes. 5. Identifying organizations with matching characteristics. Venture Financing:-Venture capital is the equity financing for high-risk and high-reward projects. The concept of venture capital originated in the USA in the 1950s, when business magnates like Rockefeller financed new technology companies. The concept became more popular during the sixties and seventies, when several private enterprises undertook the financing of high-risk and high reward projects. Lease Financing:-Leasing is an important alternative source of financing a capital outlay. It involves letting out assets on lease for use by the lessee for a particular period of time. Following are the important services provided in regard to leasing: 1. Providing advice on the viability of leasing as an alternative source for financing capital investment projects. 2. Providing advice on the choice of a favorable rental structure. Off Shore Finance: – Following are the offshore functions performed by Merchant bankers:- * Long-term foreign currency loans * Joint venture abroad * Financing Imports and Exports * Foreign Collaboration arrangements Corporate Counseling The set of activities that is undertaken to ensure the efficient running of a corporate enterprise is known as corporate counseling. It may include the rejuvenating of old line companies and ailing units, and guiding the existing units in identifying the areas or activities for growth and diversification. The merchant banker guides the clients on various aspects like Location factors, organizational size, operational scale, choice of product, market survey, cost analysis, cost reduction, allocation of resources, investment decision, capital management and expenditure control, pricing, etc. Examples of Best Merchant Banker:- ( BEST MERCHANT BANKERS IN INDIA) SBI CAPITAL MARKET: -According to Business outlook magazines SBI capital Markets , Subsidiary of SBI is the oldest and best Merchant Banker in 2009. It mainly offers services in Mergers and Acquisition, it also offers services in Publics and right offers, private placements and buybacks and it provides Project advisory in mainly core sector i. e. Telecom and Power sector. SBI caps have got this appreciation after successfully doing IPO in 2008. KOTAK MAHINDRA BANK:- According to Business outlook magazine Kotak Mahindra Bank because this bank manages 13 equity issue which includes ONGC, Biocon and Infosys ADR offerings. How Merchant Banks Help In Launching an IPO:- If we talk about the previous method of issuing IPO , in this method merchant banker and issuer fixed the price and then investor’s buy IPO by filling the application form but this traditional method is changed due to changing role of Merchant Banks and changing scenario in Indian stock market. Recently Hughes software is used in order to launch an IPO. Following are new method of launching an IPO now and how Merchant Banks helps in doing that:- * First of all Merchant bankers and Issuer fixed the price by using Bidding Method, in India Price has been fixed which seems to be below 50% lower as compared to this price which should be fixed, so, IPO is issued underpriced. * Then Merchant Bankers Selects Syndicate members who help them in selling the issue * Orders were then collected by Merchant bankers and then they submitted it to NSE by using the computerized IPO system * Then in next step Investors could place, modify and delete orders in book building period. Then NSE system revealed this information to Merchant Bankers. Full database of the orders was passed on by NSE to Merchant Bankers. CURRENT SCENARIO OF MERCHANT BANKING At present merchant banks following main services and major Merchant Bankers in India is providing these services * Portfolio Management Credit Syndication * Acceptance Credit. * Counsel onmergers and acquisi tions. * Insurance, etc. Indian merchant banks initiate loans and then sell them to investors. As planning and industrial policy of the country envisaged the setting of up of new industries and technology, greater financial sophistication and financial services are required. There is a well proven link between economic growth and financial technology. Economic development requires specialist financial skills: savings banks to marshal individual savings; finance companies for consumer lending and mortgage finance; insurance companies for life and property cover; agricultural banks for rural development; and a range of specialized government or government sponsored institutions. As new units have been set up and business is expanding, they require additional financial services. A public equity or debt issue is the logical source of fund in this situation and merchant banks can tap this opportunity of growth. The areas of great scope could be, * Growth of Primary market: If the primary market grows and number of issues increases, the scope of merchant banking will be enhanced. * Entry of Foreign Investors: Now India capital market directly taps foreign capital through euro issues. FDI is increased in capital market. So Merchant bankers are required to advice them for their investment in India. The increasing number of joint ventures also requires expert services of Merchant Bankers. If more and more NRIs participate in capital market, there will be great demand for merchant banker services. Changing policy of Financial Institutions: and the lending policies of financial institutions are based on project orientation, so the merchant banker services will be needed by corporate enterprise to provide expert guidance. * Development of debt markets: If the debt market is enhanced, there will be tremendous scope for Merchant bankers. Now NSE and OTCEI are planned to raise their fund through debt instruments. Corporate restructuring: Due to liberalization and globalization Companies are facing lot of competition. In order to compete, they have to go for restructuring, merger, acquisitions or disinvestments. They may offer good opportunities to merchant bankers * The scope could be extended to 1. Advising the company on designing of its Capital Structure. 2. Advising the company on the instrument to be offered to the public. 3. Pricing of the instrument. 4. Advising the company on Legal/ regulatory matters and interaction with SEBI/ ROC/ Stock 5. Exchanges and other regulatory authorities. 6. Assisting the company in marketing the issue. 7. In channelizing the financial surplus of the general public into productive investment avenues. 8. To coordinate the activities of various intermediaries to the share issue such as the registrar, bankers, advertising agency, printers, underwriters, brokers etc. 9. To ensure the compliance with rules and regulations governing the securities market THE FACTORS ON WHICH GROWTH OF MERCHANT BANKING DEPENDS: 1. Planning and industrial policy of the country i. e. India in this case 2. Prevailing Economic condition of the country 3. Regulatory system of the market and economy prevailing in India 4. Confidence of the people, traders, buyers, marketers, business houses, financial institutions etc 5. The economic environment of the outside world. 6. Competition among the existing players and the upcoming entrants. CANARA BANK Canara Bank is one the best commercial bank in India it was amongst the oldest Indian Bank in India. Its head office in india is in Banglore, India this bank is present all around the world i. . in London, Hong Kong, Moscow, Shanghai, Doha and Dubai. It is very well known for its centricity, at present it occupies premier position in the comity of Indian banks. It has shown very good profits and its current growth is very good. Canara Bank has launched several new revolution in the banking industry:- * It introduce Inter-City ATM network * It obtains ISO certification for a branch * It introduced Bank’s Citizen Charte r * It issued credit card for farmers * It also provides Agriculture consultancy services Merchant Banking Services by Canara Bank:- In India Canara bank is one of the Best Merchant banker and it provides best merchant banking services as compare to its competitors. It also holds SEBI registration certificate and act as a banker to an issue and has the network of exclusive capital market services to handle collecting, refund and paying Banker assignments. It also undertakes project appraisal and helps in raising capital from capital/ debt issue. Canara Bank is one of the leading Merchant banker and has been associated with the issues ranging from 1 to 1500 crores which involves issues of various types of industries, banks and statutory bodies etc. nd helps in handling issues of both retail and HNS. Following are the major merchant banking services provided by Canara Bank:- * EQUITY ISSUE MANAGEMENT * DEBT ISSUE MANAGEMENT * PRIVATE PLACEMENT * PROJECT APPRAISAL * MONITORING AGENCY ASSIGNMENTS * IPO FUNDING * SECURITY TRUSTEE SERVICES * AGRICULTURE CONSULTANCY SERVICES * CORPORATE ADVISORY SERVICES * MERGERS AND AC QUISITION * BUY BACK ASSIGNMENT * SHARE VALUATION * SYNDICATION * ESOS CERTIFICATION ABOUT INDBANK INDBANK establish in 1907 and its head quarter is at Chennai. It is no. merchant banker in India it has 1667 branches and of the biggest public sector bank is India. It is nationalized and had branches all over the world i. e. 229 branches in 69 countries. Merchant Banking services provided by this bank:- * It acts as a function of lead manager, Co-manager, advisor, arrangement for public and right issue. * It also performs the function of Merger and acquisition and also buyback of securities under SEBI regulation 1996 * Merchant banking services of INDBANK also includes following Advisory services:- * Valuation of shares and other financial instruments Syndication of loans * Acquisition * Project Counseling and feasibility studies Performance on the bases of last three years:- ( 2006 to 2009) Interpretation:- If we compare these two Banks on the terms of their profile then there is no doubt Indbank is far ahead as compare to Canara Bank because of two reasons:- * Firstly this bank is Government bank and their capital base is much higher as compare to Canara Bank. * Secondly Indbank is older than Canara bank and it is well established. But if we compare it on the bases of performance in providing these Merchant Banking services then in case of equity issue,Allottess and M ; A Canara bank is ahead of Indbank whereas In case of AVG IPO IND bank is ahead of Canara bank. So, we can say that these banks are very close on the bases of competition if we compare their performance. So, it is very hard to compare these two banks but we can say that they are very close to each other. Read more: http://www. universityessays. com/example-essays/english-language/a-merchant-bank. php#ixzz2CXlx0LMj How to cite Merchant Banking, Essay examples Merchant Banking Free Essays Merchant Banking Merchant banking may be defined as, â€Å"an institution which covers a wide range of activities such as management of customer services, portfolio management, credit syndication, acceptance credit, counselling, insurance, etc. † Merchant Banks are popularly known as â€Å"issuing and accepting houses†. They offer a package of financial services. We will write a custom essay sample on Merchant Banking or any similar topic only for you Order Now Unlike in the past, their activities are now primarily non-fund based. One of the basic requirements of merchant banks is highly professional staff with skills and worldwide contacts. The basic function of merchant banks is marketing corporate and other securities, that is guaranteeing sales and distribution of securities. All the aspects- origination, underwriting and distribution of the sale of industrial securities are handled by them. They are experts and good judges of the type, timing and terms of issues and make them acceptable to investors under prevailing preferences and market conditions, and at the same time afford the borrowing company, flexibility and freedom that it needs to meet possible future contingencies. They guarantee the success of issues by underwriting them. They also provide all the services related to receiving applications, allotment, collecting money, sending share certificates and so on. The merchant banker normally does not assume all the risk himself while underwriting the issue. Merchant banks offer services also to investors. The range of activities offered by merchant banks is much wider than sponsoring public issues of industrial securities. They offer project finance, syndication of credit, corporate advisory services, mutual fund investments, investment management etc. Services of Merchant Banks †¢ Project Counselling: Project counselling includes preparation of project reports, deciding upon the financing pattern to finance the cost of the project and appraising the project report with the financial institutions or banks. It also includes filling up of application forms with relevant information for obtaining funds from financial institutions and obtaining government approval. †¢ Issue Management: Management of issue involves marketing of corporate securities viz. equity shares, preference shares and debentures or bonds by offering them to public. Merchant banks act as an intermediary whose main job is to transfer capital from those who own it to those who need it. After taking action as per SEBI guidelines, the merchant banker arranges a meeting with company representatives and advertising agents to finalise arrangements relating to date of opening and closing of issue, registration of prospectus, launching publicity campaign and fixing date of board meeting to approve and sign prospectus and pass the necessary resolutions. Pricing of issues is done by the companies in consultant with the merchant bankers. †¢ Underwriting of Public Issue: Underwriting is a guarantee given by the underwriter that in the event of under subscription, the amount underwritten would be subscribed by him. Banks/Merchant banking subsidiaries cannot underwrite more than 15% of any issue. †¢ Managers, Consultants or Advisers to the Issue: The managers to the issue assist in the drafting of prospectus, application forms and completion of formalities under the Companies Act, appointment of Registrar for dealing with share applications and transfer and listing of shares of the company on the stock exchange. Companies can appoint one or more agencies as managers to the issue. Portfolio Management: Portfolio refers to investment in different kinds of securities such as shares, debentures or bonds issued by different companies and government securities. Portfolio management refers to maintaining proper combinations of securities in a manner that they give maximum return with minimum risk. †¢ Advisory Service Relating to Mergers and Takeover s: A merger is a combination of two companies into a single company where one survives and other loses its corporate existence. A takeover is the purchase by one company acquiring controlling interest in the share capital of another existing company. Merchant bankers are the middlemen in setting negotiation between the two companies. †¢ Off Shore Finance: The merchant bankers help their clients in the following areas involving foreign currency. (a) Long term foreign currency loans (b) Joint Ventures abroad (c) Financing exports and imports (d) Foreign collaboration arrangements †¢ Non-resident Investment: The services of merchant banker includes investment advisory services to NRI in terms of identification of investment opportunities, selection of securities, investment management, and operational services like purchase and sale of securities. †¢ Loan Syndication: Loan syndication refers to assistance rendered by merchant bankers to get mainly term loans for projects. Such loans may be obtained from a single development finance institution or a syndicate or consortium. Merchant bankers help corporate clients to raise syndicated loans from banks or financial institutions. †¢ Corporate Counselling: Corporate counselling covers the entire field of merchant banking activities viz. project counselling, capital restructuring, public issue management, loan syndication, working capital, fixed deposit, lease financing acceptance credit, etc. bibliography a manual on merchant banking by JC Verma How to cite Merchant Banking, Papers

Wednesday, April 29, 2020

Mentalist Debut Albums and Proper Eye Contact free essay sample

Im sure anyone and everyone addicted to The Mentalist knows what it feels Like to crave for that mind power Patrick Jane uses on a dally basis (or per episode at least). I love It when he uses It to solve cases and specially when he helps people overcome their weaknesses and general issues. One of my favorite episodes was that time Jane was hypnotize Rigors and trying to UN;hypnotize him. Its just so intriguing to imagine how free will can be modified using a soft tongue and a few pressure-point pokes. If I could have any form of super power, Ive always wanted the ability to manipulate minds.Well, Im no real-life mentalist but here are a few practical tips on how to begin practicing the power of suggestion. Avoid the 3 Ens No, Not, Never Agree with your subject at all times. It doesnt help to contradict. We will write a custom essay sample on Mentalist: Debut Albums and Proper Eye Contact or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page His or her mind will be more open to hearing you out if you start with an affirmative. Start with lines that, You have a good point there. But Im sure youll also agree when I say It helps to draw from your subjects own words. Ex. Its good that you mentioned how cloudy It was that day. I even had to bring an umbrella. Perhaps you can be more forgiving. Im ere It was the bed weather that made him late. Highlight one of his arguments or Ideas. It subconsciously assures him/her that youre listening well to what he/she has to say. That way, your subject will trust you more and in turn listen well to you too. Make Eye Contact but Dont Stare Look me in the eye and show me some form of sincerity! Not to be mistaken as staring, which is consciously making a blank face and overly focusing on something. The proper eye contact needs to be more casual to seem more natural and honest. With your eyes, communicate empathy. Always, always, always make it clear that you are on his/her side.Angle all your statements to show that you have your subjects best interest at heart. Share In the pain if you want to help him/her overcome hurt. Show that youre Infuriated when you want to soothe his/her anger. Help by putting yourself In his/her shoes and showing how to rise above the situation. It helps to be an understanding listener to control their attention. End with Leading Questions Dont you think so too? You do feel the same way, yes? Get them to vocalizes their agreement to your suggestions before the conversation ends. It seals the deal. Remember how in school, we all had to take down notes?It helps our mind to remember a lesson if we write it down. Its the same as saying things out loud. Its not enough to make them agree with you. Have them say it. That way, you get the assurance that your power of suggestion is effective and theyll keep it to memory that they share your sentiments. Imagine acing every interview, being able to persuade an audience during a presentation, or simply convincing friends to share your opinion. What a moment! Its quite a useful tool for very practical purposes. The human mind has so much potential. Its boundaries are so untapped, Its so tempting o break them.Wouldnt you agree? Mentalist: Debut Albums and Proper Eye Contact By Testify Im sure anyone and everyone addicted to The Mentalist knows what it feels like to crave for that mind power Patrick Jane uses on a daily basis (or per episode at least). I love it when he uses it to solve cases and specially when he helps people overcome was hypnotize Rigors and trying to UN-hypnotize him. Its Just so intriguing to Agree with your subject at all times. It doesnt help to contradict. His or her mind will You have a good point there. But Im sure youll also agree when I say. .. It helps to draw from your subjects own words. Ex. Its good that you mentioned how cloudy it sure it was the bed weather that made him late. Highlight one of his arguments or ideas. It subconsciously assures him/her that youre listening well to what he/she has that you have your subjects best interest at heart. Share in the pain if you want to help him/her overcome hurt. Show that youre infuriated when you want to soothe his/her anger. Help by putting yourself in his/her shoes and showing how to rise human mind has so much potential. Its boundaries are so untapped.